Quantcast
RELATED

Our credit scores are one of those things that can be out of sight out of mind, and yet impact our entire lives. Whether we check our scores as much as we check our text messages or happily turn a blind eye, they are still impacted because of our spending habits and the way we view money. If you've been thinking about getting serious about money goals and getting your funds together, your credit score is a key place to start.

Now, I know that looking at it can be intimidating, and that's probably why it gets this out of sight out of mind reputation. But with these small and simple steps, you can help rebuild and improve your score to get it to where you truly want it to be.

7 Steps To Rebuild & Improve Your Credit Score

1.Knowledge Is Power

Getty Images

For starters, what is your credit score? While it's none of my business, it's certainly all of yours. Those little three (seemingly petty) numbers have the power to determine some of life's most major moments we hope to experience. But if it is worthy of a side eye, then that can definitely be a downer.

The first step in building or improving your credit is actually knowing your score. Sites like Credit Karma do an amazing job of not only giving you your score and entire credit report history as many times as you want it for free (without making your score go down), it also alerts you of any changes that are made. They allow you to learn more about your credit habits and why your score might not be as high as you like. While they offer tips for improvement, the most important factor is that you have to know what your score is to begin with. After that, you can get to work.

Feature image by Getty Images.

Related Articles:

The Budgetnista Tiffany Aliche Reveals How Her Credit Score Went From 547 To 800+ – Read More

I Cleared $35,000 Worth Of Debt While Making $12 An Hour – Read More

A 5-Step Guide To Getting Out Of Credit Card Debt – Read More

6 Things To Do With Your Tax Refund – Read More

Next Page
 

RELATED

 
ALSO ON XONECOLE
'We Had To Heal To Love': Taja Simpson And Ryan Easter’s Journey To Lasting Love

How We Met is a series where xoNecole talks love and relationships with real-life couples. We learn how they met, how like turned into love, and how they make their love work.

One of my favorite things about interviewing married couples and hearing their diverse “How We Met” stories is the way they affirm true love and integral beliefs. One principle that I wholeheartedly believe is that one must truly know and love oneself before effectively doing it for another human being, and Taja Simpson and Ryan Easter’s story affirms this.

KEEP READINGShow less
The One Thing That Leads To Happy Relationships Is Actually A Struggle For Many

Recently, while doing an interview for my latest “book child,” someone asked me to share what I found to be a constant issue within long-term relationships. One of the first things that came to my mind: “It’s really fascinating how many people will end a relationship for not receiving what they haven’t even been great at giving themselves.”

Y’all, I will forever-and-a-day say that if you don’t want someone else to hold you accountable (oftentimes in some very uncomfortable and unpredictable ways) and/or you don’t want someone to put an allegorical mirror in your face to reveal who you really are, to yourself, stay single.

KEEP READINGShow less
LATEST POSTS