

It's official. You've been grounded for a few weeks and are being forced to stay in your home, which can feel like solitary confinement. Mama Corona did not come here to play with you!
While you've been prescribed to socially distance yourself, the isolation can leave you feeling idle and anxious with concerns around the impact this will have on the economy, your job security, or your business. Times like this can feel like punishment, bringing up those same fears, frustrations, and feelings of being "bad", but this time with money, leaving you uncertain about your financial future.
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Many people think worries about money are just a "broke" person's problem, but SPOILER ALERT, they're not. The truth is, even HIGH EARNERS can still have a TON of fear around money. It's the equivalent of hearing someone cough around you during this pandemic--the kind of fear that makes your body tense up and makes you question why your throat or stomach is hurting all of a sudden or why you aren't feeling well.
As a Money Mindset + Business Coach, I am here to help you replace panic with peace, and turn your fears into financial favor. Here are 7 steps to get started:
1. Get grounded (in a good way).
First, take inventory of your bills. If you are concerned about the months to come, figure out what is a necessity versus a luxury. If you have the money, pay your bills. If you're experiencing financial hardship, take action.
Call the creditors and see if you can receive a 60-day suspension of payments or interest.
This may apply to mortgages, rent, cable, electric, student loans, etc. While the debts won't necessarily be forgiven, it will provide you an opportunity to get on solid ground. Connect with nature, take social media breaks when needed, and make sure you are still connecting with others and not isolating yourself during social distancing.
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2. Get out of your own head (and into your body).
With gyms shutting down across the country, your usual workout routine may not be available. Get creative with home workouts or take them outside for some fresh air and sunshine. You can find plenty of free workouts online or support your fitness friends that have taken their businesses online.
The endorphins will help you find a sense of peace in the midst of chaos, helping you to make better, more informed decisions. Make a habit of this, and if you find yourself overextended financially once the panic over coronavirus subsides, you can cancel your gym membership and pay yourself instead.
3. Shift your mindset.
Balance is key. Enjoying experiences and guilty pleasures are necessary as life is meant to be enjoyed. When you're feeling financial uncertainty, shift your mindset from CONSUMERISM to OWNERSHIP. Your emotions and boredom can get the best of you during this time which will only make you feel more financially strapped. With the way Amazon Prime is so conveniently set up, you may find yourself spending unnecessarily.
Rather than letting boredom take all your dollars that you won't see again, get in on the greatest sales of the year by making purchases that will actually provide you a return on your investment.
Just because you can't fly right now doesn't mean you can't buy and hold a piece of your favorite airlines. Those stocks might just bring you back some "free flights" in the future. Cryptocurrency and stocks are having their biggest sales in a long time right now. Plant a few seeds that will potentially help you rebound or pivot in the months and years to come.
4. Go digital.
Create or take your side hustle or business digital. And no, I'm not talking about unethical business practices like hoarding 17,000 bottles of hand sanitizer and getting banned from selling them online during a global pandemic. I'm talking about a business that feels like it's made for you because it is. Do you think it's a coincidence you've been forced to sit and slow down? It's times like this when you have more time to find and develop your purpose.
Take this time to assess your aptitude (innate gifts) and learned skill sets to monetize your talents. The world has been changing right before your eyes, and if you've been distracted by life, it's providing you with an opportunity. Will you take it?
5. Adapt.
Remember your ex, Blockbuster? It can be hard to recall when you found the current love of your life, Netflix. When Blockbuster didn't adapt, refused to do his inner work to heal and get with the times, he became a thing of the past and just didn't do it for you anymore as you evolved. This rings true more than ever today as society and technology continue to evolve. Some of the most lucrative and disruptive ideas were born from the last recession.
It is during these times it pays to be more receptive than ever to new money strategies and understand that through change comes opportunity.
Need an example of how to adapt? If you've been driving Lyft or Uber and this income stream has left you financially stressed, adapt to the current environment and consider food or grocery delivery (i.e., UberEats and Instacart, respectively).
6. Financial wellness is not determined by your bank balance.
This may sound counterintuitive. However, how much money you make or have does not determine your financial health. While being cash strapped can create anxiety, financial wellness is how you feel about your current financial situation. True abundance is being grateful and at peace no matter where you are. As we navigate through the unknowns in the wilderness of the coronavirus and the economic impact, focus on financial peace and balance. There are a lot of people whose identity is tied to money, who have lots of it, and they are being challenged to figure out what's really important.
Image via Giphy
7. Own your money mindset. Don't let it own you.
What does this mean exactly? It means to gain clarity and take hold of the way you think and behave when it comes to your money. Oftentimes our beliefs around money and scarcity mindset run deep, connected to our childhoods. If you've never healed your relationship with money, it's a great time to invest in doing so. The fear, anxiety, and avoidance around money that has you stuck in cycles of shame and guilt aren't even yours and it's time to unpack that.
A truly abundant mindset is being grateful with what you currently have no matter where you are in your journey to financial wellness, even during a quarantine.
Staying grounded and connected especially during these chaotic times will help you shift from fearful to favored, like scoring the last pack of toilet paper. Don't you agree?
Did you know that xoNecole has a podcast? Subscribe on Apple Podcasts or Spotify to join us for weekly convos over cocktails (without the early morning hangover.)
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'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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Why 'Seed Cycling' Might Be Just What Your Hormones Need Right Now
Okay, so I’m the kind of person who tries to avoid group texts as much as possible. The main reason is that folks in them can find themselves in conversations for what seems like ALL DAY LONG and those notifications, chile — uh-uh. LOL. There are a couple of warm spots who have gotten away with putting my number in one, though, including two women who, back in the day, were like little sisters to me — oh, but once you hit around 30-35, everyone is just good-and-grown at that point.
Anyway, one of them was recently expressing in the chat that, although, according to her doctor, her hormone levels seemed to be fine, she felt like certain perimenopause symptoms were telling her otherwise. She’s probably right because the reality is you can be in a state of perimenopause — the transitional phase that comes right before menopause — anywhere from 4-10 years (keep in mind that the average age for entering menopause is 51).
And so, after hearing about some of what she was experiencing and recommending things like evening primrose oil and raspberry leaf tea, it reminded me that I should also pen an article on seed cycling — a practice that is gaining more traction when it comes to all-natural ways of keeping certain hormones in balance.
If you’re curious about what seed cycling is all about, I’ve got a few details that may interest you — and might provide you with some perimenopausal relief — below.
What Is Seed Cycling and Why Is It Becoming More Popular?
Probably the easiest way to define seed cycling is it’s all about consuming certain seeds during certain times of the month in order to balance out your hormones — well, not only balance hormones but boost fertility and also decrease symptoms that are directly related to menopause.
The thought process of seed cycling is if you consume certain seeds during the first half of your menstrual cycle, it will help to balance out your estrogen levels; then if you consume certain seeds during the other half of your menstrual cycle, it will balance out your progesterone levels.
So, which seeds are you supposed to take?
Flax and pumpkin seeds during the first 14 days of your cycle and then sesame and sunflower seeds during the last 14 days. And what if your period isn’t on a 28-day cycle? Well, then what you would do is take flax and pumpkin seeds during your follicular phase (the first day that you start your period through the day that you ovulate) and sesame and sunflower seeds during your luteal phase (the time that happens right after your ovulate and ends once your period starts). And why these seeds in particular? Were they just pulled out of thin air? Nope.
Flaxseeds contain phytoestrogenswhich is a form of plant-based estrogen. Estrogen is low at the beginning of your menstrual cycle, so phytoestrogens can help your body build up your uterine lining. When you are going through the latter stages of perimenopause/menopause, estrogen levels can significantly decrease; phytoestrogens can help to bring your levels back up. That said, as far as periods are concerned, flaxseeds can help to regulate your cycle (which can also make it easier for you to conceive, if that is something that you are trying to do). As far as perimenopause and menopause are concerned, they can help to make their symptoms more bearable.
Pumpkin seeds are a rich source of magnesium and manganese which help to ease PMS symptoms and reduce menstrual discomfort. When it comes to perimenopause and menopause, magnesium can reduce anxiety and depression and help you to sleep better which can reduce symptoms that are associated with both conditions. And manganese? Manganese helps to regulate blood levels and improve bone density. Pumpkin seeds also contain a considerable amount of zinc that helps to regulate hormones. Fertility-wise, pumpkin seeds can increase testosterone levels and they can help you to have a healthier pregnancy.
Sesame seeds also have phytoestrogens in them; however, the reason why sesame seeds are recommended for seed cycling is because the zinc, selenium, vitamin E, and fatty acids in them are what help to give your progesterone levels a boost during the second half of your menstrual cycle. Progesterone not only creates a healthy uterine lining, if an egg isn’t fertilized, but it also helps your body to shed the lining. When it comes to perimenopause/menopause, progesterone is needed because it can help reduce the impact of hot flashes and menopause-related insomnia. When it comes to conceiving, sesame seeds can help to reduce inflammation and boost your immunity — making it easier for your body to get pregnant.
Sunflower seeds are loaded with vitamin Eand that alone makes them great when it comes to your menstrual cycle and dealing with perimenopause and menopause-related symptoms. That’s because vitamin E helps to reduce period discomfort and, if you happen to have heavy cycles, it can help to decrease the amount of blood that you lose during your cycle as well. For those dealing with perimenopause and menopause, vitamin E helps to bring relief to symptoms like hot flashes and vaginal dryness. Sunflower seeds can also aid in fertility, thanks to the fatty acids in them that can make it easier to conceive.
So, as you can see, there is a method to the madness when it comes to the seeds that are selected for seed cycling. Okay, but how do you actually incorporate seed cycling into your lifestyle? Good question.
How to Do Seed Cycling in Order to Receive the Most Optimal Results
If you want to try seed cycling in order to see if it helps you and your hormones out, this is what you will need to do:
During days 1-14 (again, your follicular phase), you will need to take one tablespoon of ground flaxseeds and one tablespoon of ground pumpkin seeds.
During days 15-28 (again, your luteal phase), you will need to take one tablespoon of ground sesame seeds and one tablespoon of ground sunflower seeds.
The strategy here is if you do this consistently for 3-4 months, you should start to see an improvement when it comes to the imbalance of your hormones. It should also go on record that some health experts recommend adding 1200-1500 mg EPA/DHA to the follicular phase of seed cycling and evening primrose oil to the luteal phase. That’s because EPA/DHA are fatty acids that help to reduce bodily inflammation and evening primrose oil helps to decrease PMS symptoms as well as hot flashes.
As far as side effects go, there currently aren’t any drastic ones that have been reported. The main thing to keep in mind is that you may experience some gas, bloating, or changes in your bowel movement patterns for a moment. That’s because certain seeds are filled with fiber.
How These Seeds Will Benefit Your Health Regardless
Now that you know more of what seed cycling is all about, you might be wondering if it’s truly worth your while. The truth is that research is still being conducted which means that there are articles out in cyberspace that tend to Elmo shrug seed cycling more than anything else. My two cents? I mean, the fact that the four seeds listed have other health benefits, if you’re someone who prefers to take all-natural approaches to your health, it can’t hurt to up your intake of flaxseeds, pumpkin seeds, sesame seeds, and sunflower seeds anyway. Here are a few (additional) reasons why.
Flaxseeds. Aside from the fact that flaxseeds are a beneficial source of fiber and protein, they are also good for you because they are rich in omega-3s (which reduce inflammation and decrease cholesterol levels), they can help to keep your blood sugar levels in check, they are good at assisting with weight management and they can strengthen your digestive system.
Pumpkin seeds. If you’re currently trying to eat less meat yet you don’t want to do it at the sacrifice of your daily protein needs, pumpkin seeds are the answer to your prayers. They are off-the-charts when it comes to how much protein is in them (almost nine grams per serving), plus they contain a solid amount of copper, magnesium, manganese, phosphorus, zinc, and antioxidants. If you want to improve your bladder health, pumpkin seeds can help to make that happen. If you want a stronger heart, pumpkin seeds offer support in that department.
Something else to keep in mind is, that since pumpkin seeds have antimicrobial, anti-inflammatory, antioxidative, and anti-ulcerative properties in them, they can also help your body to heal from minor issues and wounds faster — which is always a good thing.
Sesame seeds. If you are looking to get more fiber and protein in, lower your cholesterol and blood pressure levels, keep your bones in good shape, uptick your vitamin B intake, and/or strengthen your immune system, these are the areas where sesame seeds can be of great assistance. Something else that’s cool about sesame seeds is they have a reputation for helping to keep your liver and kidneys in peak condition as well.
Sunflower seeds. As far as snacking goes, probably the most popular seeds (on this list, anyway) are sunflower seeds. If they are something that you enjoy indulging in, you can feel good about that since they contain properties that fight cancer, help to regulate your thyroid, assist with preventing muscle cramps, provide you an energy boost, reduce your blood sugar levels, and make your gut (where 80 percent of your immunity resides) healthier.
Hmph. Looks to me that if you take these seeds in, your health is only going to improve — if that includes when it comes to your hormones, then that is just a bonus.
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Now that you know more about seed cycling, of course, it is totally up to you if you want to give it a shot. Again, though — since all of these seeds are good for you, what do you have to lose in trying it?
I don’t see one damn thing, y’all. Not one.
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