"Yes, love yourself. But also analyze and be critical of how you think, act and behave. Self-love without self-awareness is useless. Hold yourself accountable." --Unknown
I'm actually chuckling to myself, even as I'm writing this, because I went to college with someone who used to make some of the dumbest choices (when it came to relationships, money, you name it). Yet whenever that fact was brought to their attention, their preset response was "I'm aware." Since being aware of something is simply being cognizant of it or having knowledge about it, it's not like they were exactly wrong by saying that.
The thing that used to baffle me was when were they going to get to a point and place in their life where merely being aware of their mess ups wasn't enough? When were they going to start putting some of that so-called awareness on the front end of their poor decisions? Ladies—and gents who are also peeking in—this is where bona fide self-awareness comes in. Because, indeed, it's one thing to have knowledge of something or someone, but it's another matter entirely when you have a ton of knowledge about yourself before even getting involved in something—or with someone—else.
I've had my fair share of compliments; however, I think one that goes on my Top 10 list is something that both my bestie and spiritual mentor have both told me before—that I am ever-striving to be a self-aware individual. And since that has been a focus of mine, life has been calmer, easier and much more drama-free. I think it's due to the fact that I put the following 10 things into practice as much as I possibly can.
1.Self-Aware People Pray and/or Meditate
GiphyI'm gonna refrain from taking y'all to church on this point, but there is scientific evidence that there are all sorts of benefits that come from praying on a consistent basis. One study reveals that it can help your body to fight off disease. Another study shows that it's an effective way to find relief from depression-related symptoms. There's even research to prove that it can increase longevity. And don't even get me started on the power of meditation; of learning how to get quiet, still and deep breathe (check out "Scientific Benefits of Meditation – 76 things you might be missing out on" when you get a chance).
Some of the most self-aware people I know are also the most humble. A part of what makes them that way is they know there is a Higher Power that they must respect, give honor to and rely on for strength and support. If you're someone who knows that a Source is playing a direct role in your life, pat yourself (humbly) on the back. You're more self-aware than a lot of people out in these streets, just based on this point alone.
2.Self-Aware People Really Listen to Themselves and Others
Anyone who tells you that they are self-aware but they don't listen is in complete and total denial. One of the signature traits of a self-aware individual is their ability to pay attention to what is happening inside of them and what is transpiring around them.
How can you know if you're a good listener or not? When it comes to listening to yourself, meditation helps with that. So does paying attention to when something physically feels a little "off" or your gut is sending you certain messages. Another sign that you're good at listening to yourself is you practice self-care. At the end of the day, self-care is about knowing that you can't even begin to take good care of others if you don't start by tending to your own needs first.
As far as if you're a good listener with other people, ask yourself the following questions. Do you make sure to give them your undivided attention? Do you give them time to express themselves? Do you ask questions in order to gain the clarity that you seek? Are you intentional about making them feel comfortable and safe in your space? Do you not turn things around and make them be about you while they are talking (I hate it when people do that!)? If the answer is "yes", not only are you great at listening to others, you've mastered a form of self-awareness that few make a top priority.
3.Self-Aware People Have and Respect Boundaries
Be leery of people who don't have boundaries and/or don't respect yours. As a late poet by the name of Gerard Manley Hopkins once said, "Your personal boundaries protect the inner core of your identity and right to choose." Indeed. And since the purpose of boundaries is the deepest parts of your being, it makes perfect sense that self-aware individuals would have them; not only have them but honor the ones that others have because they support their need to honor themselves too.
Anyone who tries to push past your boundaries? First, share with them a quote by two of my favorite authors on the topic, Dr. Henry Cloud and Dr. John Townsend—"The first thing you need to learn is that the person who is angry at you for setting boundaries is the one with the problem." (#dropthemic) Then, if you want to keep them in your life, but you feel like they need some assistance in the learning-the-point-of-having-boundaries department, bless them with a copy ofBoundaries: When to Say Yes, When to Say No to Take Control of Your Life. If they don't thank you now, they'll thank you later.
(Speaking of boundaries, if you're not sure if you have some, a read that is totally worth your time is "18 Signs You Lack Personal Boundaries (and Feel Constantly Used)".)
4.Self-Aware People Understand Different Emotions
According to many mental health experts, we basically experience four different types of emotions— anger, fear, happiness and sadness. Everything else is an extension of these. That might be true, but if you check out this emotion wheel, you'll see that what's going on in our head and heart is a lot more complex than just four feelings.
Something that I adore about my godchildren's mother is she makes sure that they are in tune with their emotions. When the older one (the second is a newborn) says that she is mad, her mom takes a moment to ask her if it's actual anger that she feels or maybe it's more like irritation, being overwhelmed or even tired.
Can you imagine how less emotionally confused a lot of us would be as adults if our parents took out the time to be this thorough with us when we were little? There's no time like the present. Check out the emotional wheel link. Print it out and hang it up if necessary. We're emotional beings. It's a good idea to know what all of our emotions are.
5.Self-Aware People Think Before Speaking
I used to date a guy who stuttered. He was also soft-spoken. Boy, did I learn a lot about communication, thanks to interacting with him. For one thing, I had to accept how straight-up rude it is to cut someone off while they're speaking. Whether we realize it or not, it's also an ego trip because we're basically saying that what we've got to share is far more important. Another thing that it taught me was how impatient I can sometimes be while engaging others. But since my ex took longer to get his words out and I have a naturally louder tone than him, it taught me how to slow down and really listen. Know what doing that did? It taught me how to do more thinking before I speak.
Thinking before speaking is basically taking out a moment or two to process what you're about to say and how you're about to say it in order to see if you're willing to handle the reaction that you just might get. It's also about applying tact and timing to truth.
Self-aware people typically don't like drama, so they would rather take long pauses in conversation than to rush to get things out, only to unnecessarily start problems.
6.Self-Aware People Observe Others’ Mistakes (to Avoid Making Them)
One of the best things I've ever heard my mother say is, "Discernment prevents experience from being your teacher." What that means, in a nutshell, is you don't have to go through everything in order to learn. Sometimes, observing someone else's life, can be impactful all on its own.
This is one of the best traits about a self-aware person. They don't think that you need a certain type of status or education or even a certain tax bracket to be a powerful teacher in their life. A houseless (which is what I prefer instead of the word "homeless") individual, someone in prison or a substance abuser can have brilliant points and insights just as much as anyone else. If you listen closely enough, they might even have more.
7.Self-Aware People Are Patient
Someone once said, "When you delay instant gratification, you will experience long-term satisfaction." Self-aware people know this. They're the kind of individuals who would rather save up for something rather than charge it on their credit card. They're also the ones who aren't interested in settling because they live by the quote by writer Maureen Dowd—"The minute you settle for less than you deserve, you get even less than you settled for." When it comes to having something vs. having what's best for them, they'll take what's behind Door #2.
However, there is something else about patience that goes beyond waiting for things. One of the most slept-on definitions of patient (probably because it's uncomfortable and difficult) is "bearing provocation, annoyance, misfortune, delay, hardship, pain, etc., with fortitude and calm and without complaint, anger, or the like". When you look at patience from this perspective, it is one of the hardest things to put into practice. Self-aware people do it anyway because they know that life isn't always easy nor is it always gonna go their way, but, at the same time, the best way to get through the trying times is to apply a nice dose of patience.
8.Self-Aware People Are Compassionate
I really like the word "compassion". There is something really soothing and safe about it. When there are people on the planet who don't just acknowledge someone's pain or discomfort but want to do whatever they can to help relieve it? That is humanity functioning at its finest. Compassionate people are empathetic. Compassionate people are giving. Compassionate people know how to forgive others and themselves. Compassionate people are mindful and grateful.
There is absolutely no way that you can be a compassionate person and not have a pretty high level of self-awareness; especially if you know that being compassionate starts with extending compassion to the one who's looking at you in the mirror.
9.Self-Aware People Are Focused
I have a friend who says the funniest thing about his mom—"I don't know what makes her think that if she calls me three times in one day that it's gonna make me call her back any faster. I check her messages and if it's not dire, I get back to her once I've done the other things that are already on my list." You know what kind of person functions this way? A focused one.
Focused people don't spend hours on social media while they are at work. Focused people don't buy an extra pair of shoes when they are trying to save up for a new car. Focused people don't settle for Mr./Ms. Right Now when who they really want is Mr./Ms. Right, period. Focused people refuse to let someone discourage them off of their plans and goals. Focused people have routines, work methodically and know how to embrace each and every moment they are in.
Something else that's dope about focused folks is they truly honor their time. I think it was an author by the name of Shannon L. Adler who once said, "Don't say you don't have enough time or enough money to change the world. You have exactly the same number of hours per day that were given to Helen Keller, Gandhi, Michelangelo, Mother Teresa, Leonardo da Vinci and Jesus Christ." A lot of focused/self-aware people? They probably have this quote hanging up in their office or house somewhere.
10.Self-Aware People Know How and When to Let Things Go
Cue in Toni Braxton's song, "Let It Flow" right here. Every March, there's a national observance day called National Get Over It Day. It's a reminder that everything has its own time and season. Self-aware people are not only accepting of this reality, they are often so in tune with themselves and what's going on around them that they can sense when much-needed shifts are coming. And since they know that, more times than not, in order to get to what's better, they are prepared to release what's before them—and they are able to let go with love.
Personally, I find letting ish go to be one of the best qualities of self-awareness. It's also one of the greatest motivations to make self-awareness a consistent life practice. How about you?
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
We have less than 40 days left in 2024, and while I'm not one to rush goals just because it's the end of the year, it can be fun to challenge yourself to think about ways you'll close out this year big.
Whether you're planning to meet a certain financial or fitness goal, or you're simply trying to maintain and build on the progress you made this year, having something to look forward to is always a good look. Setting actual goals, according to research, actually leads to more success than just playing things by ear. So here are a few to get you started, sis:
(Disclaimer: Not everything is for everyone, so do like my Granny always says: "Eat the meat. Spit out the bone." Take on five out of the 40 and focus on that for the remainder of the year, or do them all. Either way, this is just to get you started.)
40 Ways To End The Year Strong and Inspired
Money Moves
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1. Increase your retirement (or other savings/investment) contributions by 1%.
Experts have found that you could be leaving money on the table by not upping your contributions when you can.
2. Cancel two to five subscriptions.
You could be missing hundreds, even thousands, of dollars a year due to sneaky price hikes and "updates."
3. Create a "fun" in a high-yield savings account.
This is especially important if you struggle with the dreaded b-word (budget) and will make next year's efforts a lot less intimidating. Even if it's $10 a month, do it.
4. Put on your big-girl panties, and set up automatic transfers and payments for at least one bill.
It reduces the stress of managing bills, lessens the chance of a missed payment---and the fees that come with that---and there can be cost savings for doing so.
5. Invest in a cleaner or housekeeping service.
Bosses who value their time (and mental health) invest their dollars into areas where the time they'd spend doing those tasks themselves could be better used to focus on other money-making projects. (And yes, rest is part of that.) Get a housekeeper, sis, or drop off that laundry, even if it's once per month.
6. Donate to a charity.
Beyond the tax benefits, it's a win-win for the greater good of communities you care about.
7. Review your insurance policies and negotiate a better rate (or move on) before their end dates.
Experts often agree this is a small but mighty step to take each year, especially since insurance rates are competitive, you could be spending more money than you need to (or not enough) and your insurance rates can affect your mortgage payments.
8. Call your loan provider and refinance.
As interest rates fall, “millions of borrowers may be able to refinance and get more affordable payments. As interest rates eased down to 6.5%, about 2.5 million borrowers could already refinance and save at least 75 basis points (0.75%) on their interest rate,” the Consumer Financial Protection Bureau reports. You can also refinance student and other types of loans.
9. Stop buying individual items and stock up via going bulk.
Research has found that, among 30 common products, buying in bulk could save you 27% compared with buying in lower quantities. Water, paper products, and baby products like diapers, toiletries, and garbage bags are the top items where people see the most cost-effectiveness. (This has been a lifesaver for me—children, large family, or not—especially when it comes to toothpaste, deodorant, toilet paper, and feminine hygiene products, saving stress, time, and money.)
10. Go cash-only for the holidays.
If you set smart goals and stick to limits on things like gifts, going out to eat, or groceries, you'll see the benefits of this. Cash-stuffing is one method recommended, but something as simple as taking a $10 bill out for lunch, disabling that card for an hour, and leaving your card in a safe place at the office can give you that mindset jump start to see how far you can take your money without the need to splurge.
Love And Romance
11. Say "no."
There are clear mental and physical health benefits to saying no including the setting of healthy boundaries, creating time and energy for other self-care activities, and protecting yourself from physically harmful situations (i.e. unprotected sex or abuse). Just say it, clearly and simply, when you need to.
12. Set a fun, free, adults-only date night for once a week or twice a month with your spouse.
If busy, high-profile folk have touted the success of this, even you can make the time for quality time with your partner. And it's even better when it costs nothing. The best connections are made doing something chill, challenging, or outside the usual dinner-and-a-movie date. Play a game that allows you to reconnect, take a walk in your neighborhood to chat and laugh, or try a little erotic chocolate/edible liquid/paint episode a la Mea Culpa.
13. Go out with Mr. or Ms. "Not My Type."
I love my man, but if I were waiting out for my "type" at the time, we wouldn't be celebrating seven (going on eight) years together. Sometimes having strict, unrealistic expectations for a spouse (especially related to things like height, physical features, or career path) is what's keeping you alone and lonely.
Take the pressure off and explore all your options. I'm not telling you to stop popping the balloon on the guy who earns $20,000 less than you if that's a hard no that Jesus himself told you to skip. I'm asking you to explore other options and see what else God might have out there for your love journey.
14. Immediately apologize and pray together.
I've learned that always being "right" isn't always ideal when you truly care about someone and you're in a relationship for the long haul. Defaulting to an apology when necessary, even when things aren't 100% resolved, is a good way to prioritize peace and save your energy for more worthwhile battles. Research has even supported the benefits of apologies in relationships, and how couples married for five or more years do it often.
15. Get a Rose and discover true self-love.
Do I really have to explain this? You've gotta know what satisfies you, and how better to figure that out than to practice self-love in the bed by yourself? You can also try this with a partner, but as a woman who got on this train very much later in my sexual activity journey. I have a lot more learning to do on my own, and even in a satisfying relationship, I like to find out new things about myself, by myself.
Figure out what you're into, watch what you want to watch, and read what you want to read to define pleasure for yourself. There's a freedom and empowering element there especially if you're used to prioritizing pleasing your partner.
16. Be direct and have the "money talk" with bae.
Money issues are one of the leading causes of divorce, so you need to have those conversations before you even think about marrying someone. And true, nobody can predict the future so you won't be able to avoid some challenges altogether, however, talking with your potential spouse about how they view money, their spending habits, and the pain points in terms of their approach to money management can at least give you a glimpse into what's in store if you do walk down the aisle, move in with them, or decide to share a bank account/business/child with them.
17. Invest in the "paid" version of that dating app.
I know plenty of successful, married folk who did this and met "the one" as a result. Let's be honest: The free version is for playing around. I had a lot of fun with my "free" profile back in the day, trust me. Upgrade that photo, profile, and package, and see if the quality of your dating adventures changes when you're serious about finding a true partner. Dating coaches and matchmakers cosign this.
18. Solo travel to meet that long-distance connection.
Sometimes, your perfect match isn't within 100 miles of you, and that's okay. Make it an adventure, enjoy the memories, and book that ticket. I met my man this way and it's been a whirlwind escape ever since. If you're not comfortable traveling solo, travel or (network to plan travel) with a group via Facebook.
Career And Business
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19. Schedule coffee or virtual meetups with smart people from your graduating class, previous employer, or current employer.
I have gotten many freelance opportunities by doing this. It's as simple as connecting and offering value (or simply learning how you can better equip yourself to do so.) It's also a great way to expand your network, spark new friendships, or find out about new job opportunities.
20. Invest in a well-made suit.
I don't care what industry you're in, a suit says "power," and it's not as old-school or out-of-style as you'd think. Plus the whole experience of looking for a new one (or getting one tailored) is fun and affirming. Try these options. I swear, anytime I wear a blazer, I'm treated like a celebrity or boss, especially when traveling. I was once upgraded to first-class wearing a yellow blazer outfit, and the airline professional literally said, "You look like somebody important. Here you go."
21. Volunteer for a worthwhile project or cause that's important to your company.
If you're overworked and underappreciated, skip this one, but if you truly have the time, love what you do, and want to advance, this move is clutch. Volunteering for extra projects got me where I am today in media because I had foresight, and knew that was the only way at the time to leverage relationships, and I was able to challenge myself to learn skills that 20 years later are still bankable. That VP you can't get a meeting with will be at that gala your company is planning, so join that committee, sis.
22. Write down why you deserve a raise and ask for it in your next one-on-one.
Gather those receipts (ie sales increase numbers, KPIs met, deals closed, people acquired via recruitment, the impact of systems updates, or other tangible success metrics) and ask for that raise before the first or second-quarter budgets are being finalized.
23. Instead of quitting, write down your exit plan.
While revenge quitting is set to be a thing next year (and maybe you're among those who will be leading the trend), try the better boss move and quit with a real plan.
24. Start automatically separating that estimated self-employed quarterly tax estimate.
If you have side hustles (or you're collecting 1099 income,) baby, you do not want to neglect those quarter tax payments. Talk to a professional, do your research, and set up automatic transfers to an account specifically for paying these at the appropriate due dates.
25. Sign up for a free one- to 11-week course related to your industry—or the industry you want to be in next year.
Institutions like Harvard University and platforms like Coursera offer free courses that can enhance your skills. You can also invest in certificate courses with accredited colleges as well as tech training.
26. Hit "Easy Apply" for 10 dream jobs listed on LinkedIn.
While you shouldn't solely rely on this when actively job-seeking, using this convenient LinkedIn option is a great way to get into the habit of applying for positions. And if you're already employed, you should still be "dating" other employers if you're looking to make a move in the next six months. Keep your interview skills sharp, practice toughening up for the "nos," and get a bit of an ego boost in the process.
Self-Care And Wellness
27. Pre-schedule three month's worth of massages.
Oftentimes this is cost-effective since some spas offer deals for multiple bookings. Also, it makes an act of self-care deliberate and important, not an option. When you get that reminder call, you'll know it's real.
28. Fire that therapist and try another one.
Cultural competency in mental health support is one major problem that can hinder Black women from even bothering with therapy. And who wants the added stress of spending multiple, paid sessions explaining why something is a microaggression? Cut the cord and move on to try someone else, either via a Black women therapists channel or recommendations from others.
29. Join a small group at church.
Bedside service ain't gonna cut it and neither is going to the usual Sunday service. Join a smaller group and upgrade your efforts to connect, network, and elevate spiritually. Even if virtually, take a step to dig a bit deeper with more targeted Bible study and discussions.
30. Say no, even to loved ones.
This is on here twice, for a reason. Saying no is the simplest, most powerful micro-action you can take today to make 2025 better. No explanations. No guilt. Say no.
31. Choose one "luxury" beauty product for skincare and stick to it.
This was trending big on social, especially for millennials hitting their 40s. There's just something so freeing about not giving in to every trend and sticking to the basics that work, especially when there are quality, healthy ingredients involved. Put those orders on auto-renew.
32. Sign up for a new sport or fitness class just for fun, not for results.
It's great to be on a weight-loss or weight-lifting journey, but try something just for the fun of it. Switch things up with a couple of these fitness activities.
33. Book a staycation.
Leave the passport at home and explore a nearby community or another town in your state. There's so much enrichment in your own backyard right here in the U.S., and you don't even have to break the bank.
34. Pre-schedule your mammograms, Pap smear, and peri-menopause checkups for next year.
Take control of your health by pre-scheduling essential appointments like mammograms, Pap smears, and peri-menopause check-ups for 2025. Prioritizing these screenings early ensures you stay on top of your wellness and make time for self-care in the new year.
35. Cut off support of beauty and wellness professionals whose customer service is below standard.
This is another one that many Black women have been vocal about—from unrealistic pre-appointment requirements, to booking fees, to long waits, to unsavory in-salon experiences. Spot the red flags early, and just stop accommodating foolishness. Support salons or experienced stylists who are kind, have proper systems in place and value your time.
36. Schedule five to 10-minute moments of silence on your calendar.
Again, wellness is not optional, and if it's not on my calendar, it's not official. Sit quietly. Pray. Meditate. Or do nothing. The benefits of silent moments are almost endless.
37. Download a meditation app.
If you've found that meditation is difficult to schedule or to even start, an app can help. Try this, this, or this one, and take that step to embrace something new to enhance your wellness routine. If you're tired of downloading apps, create a playlist for meditation via Amazon Music or Spotify and schedule a reminder to do it once a day or week.
38. Invest in a healthy meal prep or delivery service.
Time is emotionally expensive, so save as much of it as possible. Getting into meal prep to keep to your goals is a great way to save time, stress, and effort. The health benefits of meal prepping have also been proven via research.
39. Create a positive playlist on Spotify, Amazon Music, YouTube, or other streaming platform.
It can be podcasts, music, affirmations, or somatic sounds. It's a game-changer. You can even set an alarm to wake you up to start your day with the positive playlist. Not into creating your own? There are plenty to choose from with a quick search.
40. Set up reminders for Alexa (Siri or other AI) to remind you, "You are loved," and "You are okay."
This simple effort can boost your endorphins and remind you that you're indeed, not alone, and you will be okay, regardless. To set mine up, I simply commanded, "Alexa, remind me everyday 'Jesus loves me,'" and like clockwork she does. She almost scared the ish out of me one day when I'd forgotten the reminder was active, but it was the reminder I needed when anxiety had gotten the best of me that week.
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This Former Journalist Discovered A Story That Transformed How She Now Earns A Living
When asked to define success, Sammi Sosa Norman simply replied, "happiness." The entrepreneur and trader started her career as a diligent journalist working in multiple markets. Unfortunately, her hard work would often cause her to sacrifice weekends, work overnights, and miss holidays with loved ones.
“I was forgetting what it felt like to be with family. I'd get on social media and see people with their loved ones and stuff - and I'd just be scrolling from the newsroom,” she recalls.
However, today, she only spends about 3-4 hours a day on her work and has exceeded the highest income she made as a journalist. Sammi has created a lifestyle that allows her more freedom and ability to grow. In fact, we met at Invest Fest 2024, where she was selling her card game, Trady Wars, designed to inspire financial literacy. The crazy thing is, this all started thanks to a story she was working on during a much more trying period of her life.
Check out xoNecole’s exclusive Money Talks conversation below.
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Sammi on her relationship with money:
I've always had a pretty terrible relationship with money, especially when I was younger. I think I was about 18 when I got my first credit cards, and I really didn’t understand how they worked. All I knew was that they were giving me money to spend, and at some point, I was supposed to pay it back. But I didn’t grasp the seriousness of things like late payments, letting the debt pile up, or how it could impact me in the long run.
There was a point where I just wanted more. I wanted to spend more money, travel, and keep up with others. I’d see people who didn’t necessarily have high-paying jobs still living the life they wanted—traveling, buying nice things—and I couldn’t figure out how they were doing it. That’s when I realized the key wasn’t just about having more money; it was about managing the money I already had. Once I started doing that, I found I could do the same things.
On the moment she knew something had to change:
Honestly, it was the feeling of always waiting for the next paycheck. I was stuck in that rat race so many people know today—just working to pay bills and covering the necessities, but never really having enough left over to do the things I actually wanted to do. It’s frustrating, and I got to a point where I was like, “There has to be more than this. It wasn’t just that, though. I was also curious. I kept hearing about investing, stocks, and all these financial strategies, but I always thought, “Is that even for me? Or is it just for people with a lot of money?”
Eventually, I decided to see for myself.The turning point came one day at work—I’ll never forget it. As a journalist, I was supposed to be working on a story, but the story itself was about a company that had just received government funding. I remember thinking, “This is probably going to make their stock go up.” So, instead of focusing on my story, I opened my first brokerage account right there at my desk.
I put $200 into the company’s stock and, to my surprise, made a profit within a day. I was shocked! It wasn’t a huge amount, but it was enough to hook me. From there, I knew I had to educate myself and figure out how to take control of my finances. It was a life-changing moment.
On making the decision to pivot professionally:
Courtesy
My first job in journalism paid about $30,000 a year - it wasn’t much at all. From there, I learned that in the news field, you usually have to move to a new market to make more money or get a better position. Typically, that means moving to a bigger city. So I went from South Dakota to Georgia, then to Alabama, and eventually ended up in California, where I’m still based now. The highest salary I made in news, as a reporter and later as a news producer, was around $80,000 to $90,000 a year.
When I started trading and got comfortable making consistent profits, I reached a point where I was able to replace my journalism income just from trading. That took me about a year and a half of learning, studying, taking courses, and reading everything I could. Instead of working 8- or 9-hour shifts—or overnight shifts, weekends, and late nights like I did in news—I was in control of my schedule. Since then, I’ve increased my income from trading, but also started a business with a learning platform where I offer courses.
I’ve also created a stock market trivia game. It’s something I developed from my own learning experience to make the stock market fun and entertaining. Right now, I’m selling the game on my own, and it’s been doing really well. But in the future, I see myself partnering with major retailers like Target or Walmart to expand the reach of my game.
On the power of multiple streams and additional income:
I do have this side gig that I can’t believe I’m doing. In the beginning of the year, I got really into tech. I ended up taking a certification course, and I actually had a lot of fun with it. One of the people I did the course with recommended me to a hospital here in the Bay Area with an opportunity. Now, I randomly go in for 2 or 3 days. It’s been a good experience. We’re not always working, so it’s a pretty laid-back vibe. I bring my laptop with me and work on my business when there’s downtime. It kind of gives me the feeling of still having a job, and I get to see people, which I love because I work from home a lot.
On advice for people looking to invest:
Investing is bigger than just stocks. If there's a startup or a company you truly believe in, and there's an opportunity to invest, I think that's a great route to take. For me, one of the investments I’m really excited about is Fanbase. It’s a social media platform created by a Black man. Like, I really believe it has a future and it has so many features.
And then there’s real estate—there are so many different avenues to build wealth. If you look at any truly wealthy person, their money isn’t tied up in just one area. They diversify. I don’t own a home yet, but I plan to own one within the next year. Looking ahead, I also want to invest in properties like apartment complexes and even commercial buildings. That’s my big focus for 2025.
When it comes to stocks and long-term investments, I focus on companies that I believe will have a significant impact on the future. Like right now, AI is a big thing. Ten years ago, AI wasn’t a household topic, but now it’s everywhere. Imagine the people who invested early just by paying attention to where the world was heading—they’re reaping the benefits now. It’s about doing research and staying ahead of trends. My advice for anyone looking to invest is to look for companies that are making big impacts in the future and those that you know aren’t going anywhere and will continue to grow.
On unhealthy habits she had to quit:
Courtesy
Probably - spending money just because I had it. I got to a point where I felt financially comfortable. Bills were taken care of, and I’d spend because I knew things were okay and I’d get more money soon. Now I've learned to save, invest, or move it toward another goal. The unhealthy thing I was doing the most was probably eating out and giving it away to family and friends. I was always that person. That’s cool sometimes, but when you’re doing it too much, it can be a problem. I had to learn to use my brain and not my heart.
On her ultimate savings goal:
I invest in my Roth IRA, so I plan to retire as a millionaire. But I want to be a millionaire before I retire, and then I'll have my retirement money to just add on to it. My savings goals really are really to put the majority of it into investments, and whenever I'm ready to take it out, it's grown, it's multiplied, and then I'm able to help the next generation, like my nieces and nephews. And when I have kids, I want them to be financially okay. I don't ever want them to struggle. So pretty much, just making sure that my future children are okay and I’m in a place where I don't ever have to worry - I'm comfortable.
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