

If there's one book that I think every married couple on the planet should have, it'sLove & Respect by Dr. Emerson Eggerichs. From a biblical standpoint, it supports the Scripture, "Nevertheless let each one of you in particular so love his own wife as himself, and let the wife see that she respects her husband." (Ephesians 5:33—NKJV) Did you peep how the Bible says that men should love their wives and women should respect their husbands? That's the entire premise of the book in a nutshell—wives feel honored by being loved by their husbands while husbands feel honored by being respected by their wives. Much like love languages, the problem with a lot of relationships is women are giving men what they want to receive and vice versa. But I promise you ladies, ask any man if he would prefer love vs. respect, an overwhelming majority would go with what's behind Door #2. In fact, if I were to list the top five complaints that my clients have ever had concerning their relationship, one of them would definitely be that wives don't feel loved enough and husbands don't feel respected (esteemed) enough.
And what does that have to do with the title of today's message? I'm sure many of you remember Sanaa Lathan's character Andrea in the movie The Family That Preys. While that chick was off the chain on so many levels, the one issue that most applies here is she was making most of the money and totally disrespecting her husband because of it. Meanwhile, Chris (played by Rockmond Dunbar) wasn't a bum or anything. He was actually a contractor for the same company where his wife was an accountant. Plus, he had dreams. Big dreams. Ones that eventually ended up paying off…BIG TIME. In the meantime, though, Andrea was makin' bank, he wasn't and it was taking all kinds of tolls on their relationship (yes, I know her affair didn't help but let's stay on topic, shall we?).
Hmph. I can name five couples off the top of my head that I personally know who are in this same boat in real life. And since it's that many, I know there must be at least a few readers who can relate to this situation too. It can be frustrating. It can be draining. Sometimes, it can make divorce seem like a much more appealing option (check out "What Some People Regret About Their Divorce").
But before you make a drastic life change, I hope that the following five questions can help you to figure out if there is possibly another route to take; especially if one of your dreams was to remain married to your husband for the rest of your life.
Did You Know What You Were Getting Yourself into from the Jump?
There is someone I know who's basically been the sole breadwinner of her marriage since she said, "I do". When you grow up in the entertainment industry (which I did), it's pretty common to know of husbands who are "in the arts" and not pulling a paycheck (or at least a steady one) while the wives are the ones who are holding the bills down. How does someone find themselves in such a predicament? Good question. I'm not exactly sure what it is, but there is something very…alluring about artists. I don't know if it's their talent, the spotlight they stand in as they perform or what, but it has a way of seducing you to the point of sometimes losing all common sense. Anyway, years and years later, this woman's husband continues to not have stable employment while she works a couple of gigs to make ends meet. Also, for years and years, he's made the promise that once he "hits it big", she can quit. At this rate, it looks like she will retire well before that happens.
You know, another woman I know once told me something that is oh so very wise. She said, "Be careful about telling God rather than asking God who your husband is. You could end up regretting it." (Check out "What Should You Do If You Feel Like You Married The Wrong Person?") The wife I just spoke of? I remember her falling for her now-husband. She was so enamored with him that, while she was well aware of the fact that he was almost obsessed with being an artist while his work ethic was shady, at best, because she wanted him so bad, she overlooked that. You know what that means, right? He didn't hoodwink or bamboozle her. She simply married a man who has never really made provision a priority.
I oftentimes say, marriage doesn't "fix" matters; if anything, it magnifies them. So yeah, if you're with someone and you're the financial supporter of the house, their dreams or both, the first thing you should ask yourself is, "Did I go into this relationship fully aware that it was going to be that way?" because sometimes, our spouse is merely being what we accepted from day one. And, if we want that to change, we first have to take responsibility for not requiring more in the relationship from the very beginning.
Is Your Husband a Dreamer or a Dream Implementer?
Whether you know what you were getting yourself into or not, I'm certainly not saying that you should surrender to things remaining this way. After all, it's one thing to be with a dreamer. It's another matter entirely to be with a dream implementer. What's the difference? I once worked with a couple who, quite frankly, the husband was a spoiled brat. Because he was such a mama's boy while growing up, he basically acted like it was his wife's job to fund his dreams and ambitions. First of all, that's a wack way of thinking, whether it's on the husband's or wife's part.
It's not another grown person's responsibility to make sure that you live your best life. Your spouse is there to support you, not enable you.
Anyway, because ole' boy didn't get this memo, if he lost a job…whatever. If he misspent money…whatever. If his dream changed half a dozen times in one year…whatever. He felt that she should keep "having his back" until he figured it out. This guy is a dreamer. A lazy and entitled one, at that.
A dream implementer is different. His dream comes with a mission statement. His dream comes with a plan. His dream comes with short- and long-term goals. And, if he needs the financial support of his wife in order to make those dreams happen, he presents his idea in such a way where it's an investment into him and the marriage overall. His dream also has a clear timeframe. What I mean by that is, if he wants to quit a good paying job in order to start his own business, he will make sure his wife knows how long he is planning to rely on her financial support—and you can best believe that it won't be indefinitely. Matter of fact, a lot of dream implementers will even work a part-time gig, just so that some sort of income can be coming in on their behalf. Why? Because as an adult, they are not comfortable with someone else solely providing for them for a long period of time, even if that individual happens to be their wife.
Is Your Marriage a True Partnership?

A healthy marriage consists of two people who see their union as a partnership. One of my favorite definitions of partnership is "joint interest". JOINT. INTEREST. It's one thing for a husband or wife to come home and tell their partner what they are going to do next with their life, all the while assuming that since their spouse vowed "for better, for worse" and "for richer, for poorer" that they should automatically be on board. It's another matter entirely for that same husband or wife to come home, share their dreams and then ask their spouse how they feel about the idea and if they think it is something that is doable at the time. The latter couple are the kind who respect that their marriage is a partnership.
There's a couple I know who's been married, shoot, for at least three decades now. They are both anesthesiologists. When they were in medical school, they were brokety-broke-broke. And so, the husband worked and paid to get his wife through school. Then, when she graduated, she worked so that he could earn his degree. This means that there was a season when both of them were sole breadwinners. This was able to happen because they mutually agreed that it was the best idea for them.
No good husband is going to be "cool" with his wife funding his dreams if she isn't fully on board. Mind you, I didn't say always happy or thrilled, but she will be down for the cause. If you are currently the financier of your husband's ideas and goals and there's some real bitterness and resentment going on, could it be that you don't feel like there is a "joint interest" in what he's trying to accomplish?
If that is the case, I recommend you bringing that up to him. And, if need be, that the two of you get into some counseling so that you can figure out how to get on the same page.
Are Your Wants and Needs Met in Other Ways?

For better or for worse (pun intended and not intended at the same time), it's becoming more common for wives to make more money than their husbands do. I recently read a study that said 38 percent of women make more money than men. Some of my clients fall into this demographic. But you know what? Most of the wives don't complain to me that their pay stub is higher than their husbands. No, their bigger issue is, if they are going to be making more income, they would like their husband to "make up for it" in other ways. Cook more. Help with the kids more. Plan dates. They especially would like this to be the case if their husband is working less hours or, the difference in pay is because he is working to get his dream off of the ground.
Personally, I think if there was one word that could be used to describe what a lot of wives would like to feel if they are financially supporting their husband's dreams, it's "appreciation". And a great way for husbands to show their appreciation is for them to know what their wife's wants and needs are and then be proactive about meeting them.
After all, it's only more work to come home and then feel like you have to nag or even beg your spouse to help out (or help out more). But if you feel like you're being taken care of in other ways than monetarily, the financial sacrifice won't seem quite as…strenuous.
Do You See “Light” at the End of the Tunnel?
I know some husbands who, basically since I've known them, they've been at home, "building their dreams" while their wives have been making sure the family doesn't get evicted in the process. I don't know how any man can feel good about himself with his household running this way. If we're going to bring the Bible back into this, I say that based on the King James Version of I Timothy 5:8 which says, "But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel" (which connects to Genesis 3:17-19).
Yet, even outside of the Word, a part of what comes with being an adult is being self-sufficient; if a man is relying on his wife for food and shelter for years on end, he is not living like an adult should. Adults are who should be married. Right?
If you're a wife reading this, a year of your man getting a vision or enterprise off of the ground is one thing. Ten years is something else. If you've just begun the journey of financially supporting your husband's dream(s), remember that love is patient (I Corinthians 13:4) and nothing happens in a day. If it's been years, whether your husband realizes (or acknowledges) it or not, you are being taken advantage of. If he were single, he'd have a job, right? Being married doesn't mean he should throw caution to the wind and just do…whatever. When he married you, he signed up to have your back as you have his. He also signed up for you being a top priority; his dreams shouldn't have you pressed and stressed all of the time. That's not loving you. Not. At. All.
I started this article off with something that I heard R&B singer Monica say on T.I. & Tiny: Friends & Family Hustle not too long ago. She was speaking in the context of marriage, in general. I thought it was fitting because, to have a man who is a dreamer—more specifically, a dream implementer—can be a beautiful thing. A respectable thing. Just make sure that your man loves you enough to where he's not taking your support, your understanding and/or your resources for granted. If he's got timeframes, if he's meeting your needs, and if he's holding you down in the process, he isn't. You'll look up and realize that it was all worth it in the long run. On the flip side, if he's not doing any of this, again, call a therapist because it's costing you more than you should ever have to pay—for his dreams or otherwise. Simple as that. And you can, pun intended, totally take that to the bank.
Want more stories like this? Sign up for our newsletter here and check out the related reads below:
10 Communication Mistakes Many Married Couples Make
If Your Husband's The One With The Lower Libido, Do This.
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak
The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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