

If you're like me, you like the freedom that money can bring. Budgets, investments, and proper money management are all part of creating the life that you want and making your coins work for you. But sometimes life happens, and the dreaded B-word (budget) can seem like a noose around your neck, not a resource that ensures you reach your goals. Between taking care of everyday bills, managing households, trying to advance in our work, practicing self-care, or taking on new challenges, there can seem like there's barely enough time in the day to really zero-in on financial fitness or keep up with ways we can save or invest as often as we should.
Well, these 8 money management apps make keeping an eye on your financial growth a bit easier and take a bit of stress out of it all:
1.EveryDollar
This is an app by Ramsey Solutions (yes, think, Dave Ramsey and Rich Dad, Poor Dad) and it allows you to plan your spending, manage savings and debt payments, and track expenses. Transactions can be set up to stream automatically and create custom budget reports.
2.Mint
Mint is a tried-and-true app that's easy to use for budget planning, and a place to manage all of your bank accounts. You also have an online resource for all of your personal finance needs.
3.Acorns
Another OG in the personal finance app game, the Acorns app helps you by automating your savings, rounding up your purchases and putting the extras in an investment portfolio.
4.PocketGuard
This one is great for overspenders (i.e. me) because it uses a special algorithm to track how much you earn and spend, along with your savings goals, and then gives you a limit based on those factors. It takes the guesswork and the temptation out of the equation.
5.YNAB (You Need A Budget)
If the name doesn't spark your interest, this should: Not only does this app give guidance to meet your financial goals via tutorials and educational materials, it's made to cater to people with modest incomes. YNAB sticks with the basics of personal finance because your dollars are assigned to a particular task and the account information is in real time (so no delays thinking you have money to spend when you might have forgotten about a bill due or that pack of gum you bought.)
6.Joy
This one is all about the user's happiness, and it provides financial coaching and savings resources. Joy allows you to rate your emotions when buying certain things and then logs this for a report. It's an awesome resource to keep track of your motivations for the purchases you make and evaluate your spending choices based on that. Their website also has awesome content on income-earning options, money tips and more.
7.Digit
Digit is another that uses data on your income and spending habits to automate your savings. Every few days, it will transfer money into a Digit account based on how you spend your money, your upcoming pay and the state of your linked bank accounts. There's also a text option for transferring funds.
8.Zeta
If you have a serious significant other or spouse, this app is perfect for you. Zeta is made for managing joint accounts or simply keeping track of one another's spending. There's also an option to sign up for a joint no-fee account, and their website offers resources and tips for couples who tackle to financial fitness together.
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'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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Synthetic Braiding Hair & Chemicals: What To Know & What To Do Next
When I was younger, one of my favorite hairstyles was cornrows. I would get them long (as long as mom would allow me to get) with beads on the end. To get the length I wanted, I would add synthetic braiding hair.
Just like many other Black women I know, going to the hair store with my mom or other family members to grab a pack of kanekalon braiding hair was the norm. As I grew up and advanced, so did the hair industry.
Now, when you go to the hair store you are inundated with all kinds of hair textures, colors, and more. That’s why it was so upsetting to read the latest report about synthetic braiding hair.
Delmaine Donson/ Getty Images
A Feb 27 Consumer Reports article revealed that most popular synthetic hair brands that are used for braiding have dangerous chemicals such as carcinogens, lead and volatile organic compounds (VOCs). The report stated that 10 of the brands were tested and all 10 had these chemicals. These brands included Shake-N-Go, Sassy Collection, and Sensationnel.
These chemicals include benzene, which is a carcinogen that has been linked to acute myeloid leukemia and unsafe levels of lead, which can cause kidney damage, brain damage, and cardiovascular problems in adults.
In children, it can cause brain and nervous system damage, learning disabilities, behavioral problems and even developmental delays.
James E. Rogers, PhD, director and head of product safety testing led the testing for synthetic braiding hair. “Our exposure and risk analysis found all nine products could expose a regular user of any of these products to a level of lead that could be concerning over time,” he said.
As shocking as this is, it also brought some clarity around why I’ve had issues with wearing braiding hair as of late.
Not only have I dealt with scalp irritation, I’ve even had breakouts on my back from the hair touching. Since then, I’ve started rinsing the hair with apple cider vinegar, and haven’t had that many issues. However, the report stated that ACV isn’t a “cure-all” and can potentially release harmful chemicals when rinsing the hair.
@javonford16 Replying to @Julianna Rebundle vid: @Javon Ford Beauty #blackhairstyles #braidinghair #blackgirlhairstyles @Consumer Reports
While the report sparked some outrage, chemist Javon Ford has a different view. In a TikTok video, he shared that the report was tested for oral exposure and not dermal exposure.
He showed a screenshot of an email he allegedly sent Consumer Reports questioning their decision to test this way. The email said, “the best model to use, in our view, is the ingestion model for the reasons given in the article.”
“While I understand they went with that model, I don’t agree with it because you’re not intentionally ingesting braids,” Javon said. The chemist also said that the amount of chemicals found in the brands is “conservative” compared to other types of products.
So what does this mean for us braid-wearers? If you still want to wear braids, but have some concerns, you can limit how often you wear them. Another option is wearing non-toxic braiding hair or plant-based hair. The only downside is that it's pricier than synthetic hair.
The Consumer Report also suggested checking for recalls, reading labels carefully, and reporting adverse effects. Hair isn’t regulated by the Food and Drug Administration, so it’s best to do your research when making purchases.
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