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The Raw And Real About Self-Employment
I never thought I would be self-employed. I literally planned out my life at 9 to live in New York, finance that lifestyle with a regular-smegular job, and live on fabulously. I really didn't see self-employment modeled in my everyday life, as most of the women who raised me worked for private companies, government entities, corporations, or the military.
It wasn't until college that I'd see self-employment modeled among women, especially the mothers of my friends who were first-generation Caribbean or African. All of their moms were highly educated and held down 9-to-5s but always had some sort of side hustle. Fast-forward to my first major publishing gig, working for a magazine that highlights all that is excellent about Black entrepreneurship, and I finally got bit by the bug. I decided to try consulting as a side hustle.
One day I woke up, ready to go to work after being given a raise and a title promotion, and a voice (God, duh!) said, "Janell, you need to quit. Go off on your own. It's now or never." So I did.
I went full-time with consulting and never left my love for editing and writing behind. No one would tell me that it wouldn't be all about empowering roses, extreme time and energy flexibility, and cashing checks. Baby, it can be a rough road, with many detours, bumps, and even crashes.
If you're considering becoming self-employed, consider what I've learned (mostly the hard way) in my journey:
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Taxes...Taxes... Taxes...
It was all good when I'd get my check at a job, and all the heavy lifting related to taxes had been done already. Maybe I'd cringe that my take-home pay had diminished by quite a lot once taxes were taken out, but that feeling is nothing compared to the utter horrific trepidation that comes with tax season when you have to file as a self-employed professional.
Quarterly tax obligations are real, and a huge lesson I've learned is that you have to really become honest with yourself about your money mindset, how you dealt with money before becoming self-employed, the federal and state tax requirements that apply to you, and the importance of embracing and taking full advantage of the resources out there to help you.
Often, when you're self-employed, you feel like you can do it all, but in my case, I found that dealing with money matters really intimidated me. I had to empower myself by asking for help and getting the information I needed to succeed.
If you're considering self-employment, talk to others who are self-employed, get references for tax attorneys, coaches, financial advisers, or certified accountants, and check out the IRS website to find out the information you need. Look to your local businesses and organizations that advocate for you. Get the knowledge you need and write out a plan of action ahead of time so that you won't be overwhelmed when you're ready to go for it.
And offer yourself grace. Life is not about perfection, and you can't know it all at all times. Experience can sometimes be the best teacher as well, especially when it comes to being self-employed.
Invoicing And Knowing Your Worth
Setting prices for your time, services, or products can be tricky, but if you decide to continue pursuing the same work you did in your 9-to-5 when you move on to be your own boss (like I did), this can be much easier. Be sure to check the market rates for what you offer to the world by going to sites like Salary.com or Glassdoor to help you set a baseline for what you should be getting paid. Ask around your industry and get a mentor who can guide you on this, especially someone who has been in their field, self-employed, for many years. (You want to learn from folk who have receipts.)
Early on, I tragically undervalued my services, talent, and experience and undercharged by a lot. I often felt desperate because, to be honest with you, my confidence wasn't as high as I thought it was when I started the journey. I also had bills to pay and didn't want to go through the shame of failing.
Well, if you're reading this, you can plan better than I did in the early days and set yourself up for success by not only charging what you're worth but adding tax (literally...I just told you about Uncle Sam, sis), but saving up and planning so that you can take or leave any client or customer. You won't be so pressed because you've financially and mentally prepared yourself to take the leap.
Now, I'm not saying deplete all your savings and live off of credit cards and hope. I am saying go into self-employment with a realistic sense of what you should be charging, how your prices and expenses affect your finances, the reasonable market rates for what you're offering to the world, and the quality of life you'd like to have for yourself and your family.
It took me years to get in a good groove of understanding the types of clients I wanted to work with, what publishers I wanted to build relationships with, what I was willing to sacrifice just for the experience, and my hard boundaries for the return on investment of my time.
Again, if you feel confused or anxious about this, get some help. Talk to a coach, join a Facebook group, or invest in courses where you can be around and learn from other self-employed professionals who have been successful, and the fruits of their labors are super-evident.
The Isolation And Loneliness
I've always been one who loves my own company and will do almost anything alone (especially traveling, going out to dinner or movies, or trying something new and daring that I can't convince anyone in my network to do).
However, especially during the pandemic, I learned that while I'm never really lonely, I absolutely hate feeling alone. The isolation really caused me to go inward, lose a lot of my zest for serving people, and ruined any sense of community I'd felt previously. It also made me realize that we need people and that I crave the exchange of human energy when it comes to doing what I love.
Embarking on a self-employment journey means also reaching out and being an active part of networks where you can serve, learn and grow so that you can avoid making mistakes, advance your career, boost your business, make friends, and really contribute in a more elevated way. Go to those mixers, sis. Take that coffee or virtual lunch invite. Travel on that retreat. Volunteer. Do things that will really enrich your spirit and provide some sort of social interaction that will make being self-employed something fulfilling to be.
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Broke, Going Back To A 9-to-5....And Failure
I really want to keep it 100 on this one: Almost every self-employed person I know has had to go back to a 9-to-5 at one point or another, even if it was part-time or something that they would never dare put on their resume. Sometimes, you gotta do what you gotta do.
Some people work a 9-to-5 to fuel their future of full-time self-employment. Some went solo and found that they needed to do a bit more self-development and get a bit more education by working for a company.
Some people took a leap and failed. It happens, and it happened to me. I'm proud of having sold shoes (one of the best jobs of my life), answered phones, or sold products via telemarketing because it taught me humility, customer service, and sales skills and helped me engage with people in a way I hadn't when self-employed.
It also boosted my confidence, letting me know I could do anything I put my mind to and that God would never leave me hanging off a cliff. It strengthened my faith and made me even more determined to continue to go for my dreams.
It also widened my network, and one job even helped me finance a major surgery I didn't even know I'd need. (The actual job was a flop, but the experience was a God-send that I'm forever grateful for because had I not been employed and fully insured, I'm not sure I'd be here to write this.)
Being self-employed isn't the fantasy that's often portrayed on social, but if it's the path for you, it can be super-rewarding. Be sure to take heed to the lessons I've learned along the way, remember your why, stay diligent, enjoy the process, and be that successful self-employed boss you were called to be.
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How This New Bond Repair Line Transformed One Mother's Postpartum Shedding Into The Ultimate Curl Comeback
This article is in partnership with SheaMoisture
For Crystal Obasanya, her wash day woes came shortly after her son did. The beauty and lifestyle content creator had been natural for years, but during postpartum, she quickly learned about one reality many mothers can relate to experiencing: postpartum hair loss. “Sis had thinning hair. Sis had split ends,” she shared about her hair changes in a Reel via xoNecole.
Over a year into her postpartum journey, Crystal explained she also had dry, brittle hair, noting that keeping it hydrated before pregnancy had already been “a task.” The 4C natural recalled going from thick hair during pregnancy to a thin hairline due to postpartum shedding as “devastating.” When it came to strengthening and revitalizing her hair, the new SheaMoisture Bond Repair Collection was just the thing she needed to elevate her damaged coils to revive and thrive status and get them poppin' again.
SheaMoisture is providing us with the cheat code for transforming dry and damaged strands into thriving and deeply nourished crowns. By unveiling their 4-step hair system, the SheaMoisture Bond Repair Collection is equipping you with the tools to reverse signs of hair damage caused by protective styling, heat, and color and is uniquely formulated for Type 3 and 4 hair textures.
The haircare system revives damaged natural hair by repairing and rebuilding broken hair bonds through a game-changing combination of HydroPlex Technology and AminoBlend Complex, a unique blend of fortifying amino acids formulated specifically for curly and coily hair. Scientifically proven to reduce breakage by 84% and make your hair six times stronger (vs. non-conditioning shampoo), the collection infuses your hair with the nourishment it craves and the strength it deserves.
All five products of the SheaMoisture Bond Collection are infused with natural strengthening ingredients like Amla Oil and fair-trade shea butter. The collection consists of the 4-step breakage-fighting Bond Repair system, as well as the Bonding Oil.
“When trying it out, I quickly noticed that my hair felt revived and renewed, and my curls were so hydrated,” Crystal said while using the Amla-infused Bond Repair Leave-In Conditioner. “I also felt my hair strands were stronger.” So much so that the influencer felt brave enough to get her hair braided shortly thereafter. “I can definitely say that I will be keeping it in my hair wash routine,” she added in the caption of her Reel about her positive experience using the products.
SheaMoisture Bond Repair Collection is making bond-building a key player in your wash day routines and the purveyor of life for thirsty manes. Because who doesn't want stronger, shinier, happier hair?
Step One: Bond Repair Collection Shampoo
Rejuvenate your hair with SheaMoisture Bond Repair Shampoo, your go-to solution for luscious locks. Packed with hella hydration power, this shampoo adds moisture by 60% while removing buildup without stripping your strands. This shampoo gently cleanses impurities while significantly enhancing shine, smoothness, and softness.
The Bond Repair Collection Shampoo is the first step in the 4-step Bond Repair system, all of which are powered by the uniquely formulated AminoBlend, and HydroPlex, SheaMoisture’s technology that rebuilds hair strength at its core.
Step Two: Bond Repair Collection Conditioner
Tailored to repair styling damage, this creamy conditioner locks in 12x more moisture than standard non-conditioning shampoos, boosting damaged hair strength by 1.5x with significantly less breakage. The creamy SheaMoisture Bond Repair Collection Conditioner deeply hydrates, enhances manageability, and leaves your hair looking healthier and shinier.
Step Three: Bond Repair Collection Masque
This Ultra Moisturizing reparative masque is a moisture-rich game-changer for those dealing with the aftermath of hair damage caused by styling. The SheaMoisture Bond Repair Collection Masque delivers 13 times more moisture compared to non-conditioning shampoos, ensuring your hair feels nourished and soft. Designed to repair and rejuvenate, this masque significantly strengthens damaged hair — making it twice as strong while reducing breakage.
Step Four: Bond Repair Collection Leave-In Conditioner
Elevate your curl game with SheaMoisture’s Bond Repair Collection Leave-In Conditioner. Lightweight and hydrating, the Bond Repair Leave-In Conditioner provides 12x more moisture than non-conditioning shampoos and tames frizz with 24-hour humidity control. Designed to define curls and coils, the leave-in conditioner enhances softness and shine allowing you to detangle effortlessly.
Bonding Oil
The SheaMoisture Bond Repair Collection Bonding Oil is a multitasking all-in-one formula that acts as a heat protectant and provides the hair with moisture, strength, shine, damage protection, and intense nourishment. This lightweight oil not only offers 24-hour frizz and humidity control but also fortifies your tresses, making them up to 5 times stronger with significantly less breakage.
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Rapper Latto is keeping it real about the Brazilian butt-lift surgery she received at just 21 years old.
The “Big Energy” performer took to a livestream to reflect on her physical transformation over the years. She shared that after signing her first deal at the age of 21, her lifestyle changed significantly, causing her to indulge in her favorite foods which resulted in some weight gain.
“My body was so tea. I gained a little weight, 'cause I signed my deal when I was 21, when I had just turned 21. And I was just having money and living a whole new life, eating out," she told fans. "Y'all know I’m a foodie, so now I had the funds to feed this foodie in me and stuff, so I gained a little weight.”
However, harsh comments from people on the internet significantly impacted her self-esteem. “Everybody on the internet was calling me ‘bad-bodied’ and stuff, so I feel like that played a role. I started being a little insecure about my body,” she recalls.
The 25-year-old went on to address the persistent scrutiny and pressure she faced from the public regarding her appearance. despite her transparency around the procedure. "Every time I post a gym picture, people be like, ‘Oh, she got a BBL.’ I’ve been so loud and clear about a BBL that I had four years ago,” she stated. “When I was 21, [the BBL] that y’all convinced me I needed, by the way," she said.
During a 2023 episode of her Apple Music show, 777, Latto chatted with her sister, Brooklyn Nikole about her experiences with body image and surgery, opening up about the relentless criticism she faced. "When I didn’t have my surgery, they’re like, ‘Oh, she shaped like her white side’ … And then when I got the surgery, it is, ‘Oh, she’s botched. Oh, it’s too heavy.’"
The constant judgment she encountered led her to a significant realization. "I’m telling you from someone who’s been there, done it, find peace within your natural state. Because you’re going to find a flaw and another flaw and another flaw and another flaw."
Latto’s candid reflections offer a compelling reminder that true beauty lies in self-acceptance and inner peace. In a world where societal beauty standards are constantly shifting, her message is a call to prioritize personal happiness and authenticity over external validation.
"Moral of the story: I just think everybody should just stop worrying about everybody. Natural girls are winning. Surgery girls…BBL girls are winning," she shares. "Do what works for you and mind your own business. Make your own decisions based on what you want to do, not what other people are telling you to do."
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