

"The space that stands between you and your dreams is called self-discipline."
It's a saying too many of us can relate to. Our minds are teeming with all these crazy big dreams that are so easy to dream. Yet, when it comes to actually putting in the work to turn them into reality, it's something that we fail to do. Including—no, mostly, me.
I often hear my circle describe me as a woman of ambition that manages to reach the top of every mountain that she decides to climb. Although I'd love for this painting of me to be real, I must admit that these are in fact misinterpreted facts. I did accomplish pretty big things, that's true. But you know, for all the dreams of mine that I managed to fulfill throughout my life, I couldn't tell you how many other perfectly planned and visualized ideas and projects I have allowed to die between the pages of my journals.
Why? Easy. The lack of self-discipline.
At the beginning, the motivation to start is 100 percent there, but as far as staying consistent and having enough patience to wait for real results to show? It's easy to get discouraged and switch my focus on a short-term goal that'll provide me with instant gratification instead. I know that I'm not the only one to feel this way. But one thing I know, sisters, is that we want to stop doing that. We want to stop giving up on our crazy ideas and desires and start pursuing them relentlessly so we can finally live a life of abundance.
Recently, I had the opportunity to have inspiring conversations with successful women of color who, to me, perfectly embody the principle of self-discipline and ask them about their learning process, what self-discipline means to them, and how they're implementing it in their lives.
One thing I've learned throughout my journey through entrepreneurship is that if I don't rely on my calendar, it makes things scattered for me; my calendar is everything that my day can consist of. I believe I've come to the realization that my calendar was my most powerful ally after the third year of entrepreneurship.
I reached a point where I was just burnt out because I thought that I could replace my 9-5 within my first year of entrepreneurship—that was a very unrealistic goal.
But I was convinced that if I worked hard enough, I could make the same income in so little time. When that didn't happen, I blamed myself. I wasn't even close to it and I thought the reason why was because I didn't work hard enough. So, for the next two years, I worked around the clock and was putting in the hours.
Being in my third year of entrepreneurship now, I realize that it was unhealthy to have set myself such a goal for it made me feel unhappy. I had to face the fact that I was doing something wrong and this is when the process of me really analyzing how I'm spending my time started.
Now my rule is, during the time slots that I have parked out for specific activities, I do not allow myself to veer away from them. Even my family, friends and staff know that unless it's an emergency, they can't just pop up and call me in the middle of the day. I probably won't answer anyway because if I do, I'll want to pour into them and it means that the things I should be doing will be on pause.
To me, self-discipline really is the chemistry between your soul and your mind. In many instances, you may have an inkling of something that you want to do but self-discipline is when you have to dig down in your soul to actually make it happen. And once you operate in a space of self-discipline, you walk a little taller. You hold your head high, you have a different posture because you know what you're capable of.
To the question what does it require from me, I would say listening to my soul on a consistent basis. Listening to the things that make me happy.
Staying true to ourselves and remaining consistent in looking for the things that make us happy is important. Those are the gifts that will make room for us. I also do think that due diligence is mandatory. When you think of the things that you want to accomplish, it's necessary that you commit to them. You can't just be halfway putting in the work here and there—that is also where consistency comes in and plays a huge role.
I was raised by a single mom, parenting two daughters. She has three degrees and her own business. Seeing how hard my mom works has truly been impactful in my own life and I grew to understand and appreciate this trait of her personality.
My process to learning self-discipline involves three things: 1) Knowing what I want. I find it hard to be disciplined with anything if I didn't initially spend the time visualizing or understanding what my goal or desired outcome was in the first place. 2) Being my biggest fan. The hard reality of pursuing your goal is that you won't always have the support that you need. Luckily, I do have a strong core group of close friends who cheer me on. However, I don't always depend on them because I know how important it is to be my biggest fan. 3) Some serious self-awareness. Self-awareness is crucial. You have to know yourself and be willing to be real with yourself.
I am always quick to call myself out and then establish a new boundary with myself, for myself. If I had a lazy week, I have to be upfront about it. If my body and mind simply need a day to unplug, I honor that as well. Because I was once lazy, I also have to identify if it is rest or laziness approaching me. It gets easier differentiating the two over time, but ultimately you have to keep listening to your needs and be real with yourself.
Moment of transparency, it's still taking me time to adapt to this change of lifestyle but what keeps me motivated is to remember that nobody is going to do it for me. I often tell myself this when laziness tries to creep up around the corner. When writing my book Breaking up with the Bad Girl, I was able to hire an editor, but I had to muster up the self-discipline to write my book in the first place.
Even though some days I only get a quarter of the tasks on my list accomplished whereas I could've crossed off every one of them, I've learned to accept that when I'm patient and gracious with myself, it makes self-discipline more enjoyable.
Self-discipline has improved the quality of my life in many ways. One of those ways is my belief in myself. When my discipline allows me to accomplish a goal, it is proof that it can be done again for another goal. It has always enhanced the love I have for myself. I understand who I am to the core, and what I bring to the table. Moreover, as a believer, it's important to me to be self-disciplined for not only am I honoring myself, but I'm also honoring God; "Faith without works is dead" (James 2:14-26).
Leticia Marie Gardner
Courtesy of Leticia Marie Gardner (left) & lovely daughter (right)
Founder of Total Body 21
As a woman, wife, mother of two incredible girls, and fitness brand owner, I have a lot of things going on and there isn't a part of it all that doesn't require self-discipline. Especially when we only have 24 hours in a day. Whether it is loving my husband, looking after my daughters who are on two completely different schedules and demand two very different types of attention, working out, or managing my online boutique… it all requires focus and persistence from me.
I wouldn't be who I am today if I didn't have the willpower to be that woman.
The need to become more serious about my health and body didn't hit me before I gave birth to my youngest. I was in my early 30s and realized that everything really changes with age and gone were the days I could just eat anything. From there, it became mandatory for me to feed my body with healthy food and exercise consistently.
Now of course, I go through those days where I'm dragging; I just don't feel like it. I go through my seasons where I either just want to eat good or I don't care. I'm no different than any other girl, I go through it just like everyone else.
But although I may not be motivated all the time, the thing that keeps me going is my addiction to the results. I'm not addicted to the process, I'd rather stay home, eat fast food, and desserts every day. But the result is what I'm in love with. I love the way my body looks and feels when I treat it right.
To me, self-discipline comes from self-worth, self-love, and self-motivation. You may see women with nice bodies and deeply want yours to look similar. But if you're not willing to put in the necessary amount of work until you can actually see some results, then all you'll do is double-tap their pictures on Instagram.
It's really about mental strength, it all happens in your mind. Your body will not do what the mind doesn't tell it to do. You can be sitting comfortably on your couch and crave a snack, but if you do not command your body to get up and go get it, you're not going to eat it. You must have the willpower, you must set the goal—a realistic goal—and chase it. You must love yourself enough to treat your body like the vessel that it is which is special. We only get one body, so you must have the willpower to do what is necessary to take care of it.
My process to learn self-discipline was an interesting one. I graduated high-school with a very low GPA (1.9 to be exact), I never had a routine, never had a bedtime or strict rules growing up in my household. When I got older, I knew that I wanted to change that. Once I became sick of my own BS, I started creating daily habits for myself. I started making my bed each day (hence the title of my book) and I started to see my productivity increase substantially just by being consistent in that small task each day.
If anything, the lack of discipline of anyone around me only made me want to be further away from them. Once I made up my mind that I was going to change my lifestyle because I was destined for more, I began to lose a lot of people along the way. Unfortunately, as you become more in tune with your divine purpose, people who are no longer equally yoked will naturally fall off. I've learned to make peace with that and no longer try to hold on to something/someone that is no longer serving my highest good.
One of my favorite fall quotes says: "The trees are about to show us how lovely it is to let the dead things go." I try to live by that.
One thing that I'm working on this year is being more present with my loved ones. Surprisingly, that has required so much self-discipline because I'm used to always doing 10,000 things at once. Life has taught me that everything else is temporary but family is forever. Knowing that, it pushes me to be more intentional and disciplined during my quality time with the ones I love the most.
As a Black woman in America from a low-income family, I knew early in life that to achieve anything I'd have to work harder than everybody else and be more disciplined than everybody else. For me, self-discipline is about creating a plan and sticking to it which means that discipline requires a lot of planning.
Every Sunday I spend 30 minutes to an hour planning out my week. I make a list of all the things I want, need, and must do. Then (using my planner), I assign each item to a day of the week. Then, I look at Monday's to-do list and schedule when I will do each task. Monday night, I create Tuesday's schedule and so on... This hour-by-hour scheduling isn't for everyone, but it works well for me because I was a teacher for 10 years and thus lived my life in class periods.
Right now, every single part of my life requires self-discipline. I am currently battling breast cancer. The side effects of cancer treatments and the emotional and mental toll of a cancer diagnosis all make it very hard to feel motivated to do anything.
But thanks to my self-discipline—and God—and despite cancer plus the pandemic, 2020 has been one of my most successful years career-wise.
That said, even before the cancer diagnosis, self-discipline was essential for my career. I am what I like to call a full-time "writerpreneur". I'm a freelance writer and the founder of See Jane Write which is a website, membership community, and coaching service for women who write and blog. When you're your own boss, self-discipline is a prerequisite. Without it, I wouldn't meet deadlines for freelance writing assignments, let alone do what needs to be done to serve the community and grow my business.
To me, the main pillars of self-discipline are planning, purpose, and persistence.
You have to create a plan for what needs to be done to accomplish your goals. You have to know your purpose, know why you want to accomplish those goals in the first place, and stay focused on that. Most importantly, you have to be persistent. Persistence doesn't mean perfection. It's OK if you're killing it every day. Remember, rest is essential. Also, some days you're going to miss the mark. And that's OK.
Persistence is getting back in the game after a bad day.
Featured image courtesy of Ardre Orie
- Developing Discipline | Psychology Today ›
- How to Build Self Discipline to Excel in Life ›
- 7 ways to start being more self-disciplined right now ›
- If Self-Discipline Feels Difficult, Then You're Doing It Wrong ›
- 20 Strategies To Develop Self Discipline That Lasts ›
- 5 Proven Methods For Gaining Self Discipline ›
- 7 Simple Habits to Improve Your Self-Discipline | Clever Girl Finance ›
The most Gemini woman you'll ever meet. Communications & community enthusiast, I run a media platform centered around spirituality, and I'm always looking to connect with fellow creatives. Follow me on Instagram & Twitter @savannahtaider
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak
The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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Featured image by Getty Images