

Something that's cool about everything about xoNecole — from the xoTribe of writers to our fabulous readers — is we are all individuals and aren't short of having different opinions about, well, everything.
But if there's one thing I think we can all agree on, it's the fact that self-care shouldn't be treated like a trending topic that we read on our favorite websites. Self-care should be an absolutely non-negotiable necessity. There are a billion reasons why, but the one that tops the list is if we don't take good and consistent care of ourselves, how can we possibly do that for anyone else? (That's not a rhetorical question, by the way. The answer is we can't.)
But like just about everything else in life, in order for self-care to be its most effective, we need to create the kind of regimen and routine that works for us exclusively. Otherwise, even if our intent is to take good care of ourselves, our so-called self-care plan could actually end up doing more harm than good.
How could you possibly be approaching self-care in a way that is literally working against you? You might be surprised.
You’re Going Way Over Budget
A spa day is great. You know what else is awesome? Having electricity in your house. If whatever you're doing in the name of self-care is causing you to be impulsive with your money or even reckless with your time, it's something you need to be making some serious adjustments to.
For instance, I know someone who is constantly telling me that she is fine without having a self-care routine in her life. Oh, but let her boss piss her off on Monday and she's spending $200 she doesn't have on a massage that following Thursday. While that might be releasing some physical stress, it's only adding to her financial stress.
Good self-care takes care of all areas of our lives.
The lesson here — if your self-care routine doesn't have a budget, it's time to create one. Oh, and if you know you spend more on spa days than you should, sites like RetailMeNot have lots of spa-related promo codes that can take some of the financial pressure off.
You’re Doing What’s Trendy Instead Of What Actually Works (For You)
Everything has trends, including self-care. In 2019, some of them include workout bands, goat's milk soap, Ayurveda, organic wine, and ginger oil. All of that is cool but I really like the sulfur soap that I use and sweet almond oil is one of my best friends on the planet. So what if they're not trending? They work for me.
Trying new things is how we grow but you'll never settle into what works for you if you're constantly reading what's popular in the media world (or even if you're always listening to what your friends think you should be doing). Case in point. I've got a friend who does nothing more than take an hour-long bubble bath and drink wine while she's in it since I've known her. But that works for her. And that's great.
Self-care trends don't work for everyone because each of us is unique. It's fine to research what's hot but it's also OK to reject it because when it comes to what works for you, they're…not.
(By the way, if you're looking for some self-care inspiration, download "100+ Resources Every Woman Needs to Live Her Best Life" over at BeFreeProject.com.)
You Aren’t Paying Attention to the Different Categories of Self-Care
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Speaking of trends, a part of the reason why a lot of us tend to focus on only the physical aspect of self-care is because that's what the media talks a lot about. But if you want to be thorough in your self-care approach, it's important to do what's not only good for your body but your mental, emotional, spiritual, psychological, and even professional well-being too.
A form of mental self-care is going on a social media fast or spending a weekend doing nothing but chilling on the couch at home.
A form of emotional self-care is setting boundaries in your relationships or writing down 10 things you like about yourself (and posting them on your bathroom mirror).
A form of spiritual self-care is meditating in the mornings or volunteering at a local non-profit.
A form of psychological self-care is using a therapist to deal with an unhealed wound(s) or getting a life coach to help you to put certain things in order.
A form of professional self-care is decorating your work space or getting the assistance of a recruiter in order to find a job that's a better fit for you.
Out of all of the ways that self-care routines can backfire, paying attention to only one kind of self-care is probably the biggest.
It Feels Less Like Fun and More Like an Obligation
I'll be honest. When you first start implementing a self-care regimen into your life, it might seem a little like work. Some of us are so used to doing anything and everything but taking care of ourselves that it can feel foreign. But after three months or so, if you're not actually looking forward to your self-care practices, that's a red flag.
Me? I am an essential oils and herbs junkie. What I don't like is, people I don't know rubbing on me. I have friends who can't imagine life without massages, so they would send me massage certificates. I finally had to tell them that while I was grateful for the thought, I didn't really like to get touched on by strangers. I know. Some of y'all just read that and think that I am totally insane. But that's kind of my point.
The only thing that's a one-size-fits-all reality about self-care is we all need it.
But if whatever we're doing is not fun and relaxing, we need to be doing something else.
You’re Not Being Consistent
Really. What's the point in getting your nails or eyebrows done if you're only going to do it once in a blue moon? Inconsistent self-care not only keeps you from looking and feeling your best, but it also conveys the message to your mind that you're not important enough to make yourself a priority.
One of my consistent self-care routines is I'm a traditional Sabbath-observer. My friends and clients know that from Friday sunset to Saturday sunset, I'm off of the grid. Because I use that 24-hour window of time to really rest, each and every week, it makes dealing with the stressors that come up afterward so much easier. I can't imagine what my tolerance level would be like without consistently implementing the Sabbath into my life.
When it comes to being a self-care master, consistency is definitely key. Take care of you, consistently. That's the only way self-care truly works.
Featured image by Getty Images.
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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Are You & Your Partner Financially Compatible? Here’s How To Tell.
With nearly half of all marriages that end in divorce citing finances as the nail in the coffin to deading their relationship, financial compatibility is one aspect of long-term compatibility that doesn't get talked about enough. Beyond the circular 50/50 discourse and whatever hot-button issues regarding providers and the like, at its core, financial compatibility is about how well your financial behaviors, values, and long-term goals align with those of your partner.
More than it is about how much money a person makes or doesn't make, financial compatibility focuses on how you think about money, how you spend your money, and most importantly, how you plan for the future with your money. Think, questions about money mindsets, spending habits, debt, budget, etc. Are you a saver and he's a spender? Do you see money as a tool for freedom? Does he see it as something to hold on tightly to as a means of survival? Can you talk about your financial goals and plans openly?
Knowing if you and your partner are financially compatible can save a lot of heartache, a lot of headaches, and a lot of money in the end. Keep reading for a few key indicators to pay attention to and learn whether or not you and your partner are truly aligned financially.
Signs You’re Financially Compatible
1. You can talk about money without judgment.
Conversations about money aren't something you dread. You're able to talk to your partner freely and openly about money matters, like debts, bills, the budget, etc., even when it is uncomfortable. There is an understanding that talking about money doesn't have to be something you're on the defense about, instead it's an opportunity for transparency, clarity, and solutions.
2. You respect each other's money personalities.
What is a money personality? According to Ken Honda, author of Happy Money, a money personality is our "approach and emotional responses to money" and there are seven money personalities we can fall under. These personalities can help us understand our own relationship with money, as well as our partner's. For example, maybe you're someone who likes to treat yourself to a fancy dinner once a month and your partner is someone who believes ordering takeout and not cooking meals at home is a cardinal sin.
When you can respect each other's money personalities, neither approach is subjected to judgment and shifts can be made in each other's spending habits as needed and from a place of love versus guilt or shame.
3. You agree on what it means to have "financial security."
Whether it’s building a stacked emergency fund, paying off debt before putting a downpayment on a home or being able to splurge on a baecation without checking your account balance before the bill arrives, your definitions of what it means to be financially secure are in sync, or at least compatible enough to reach a compromise.
4. You are not each other's "financial parent."
You’re not constantly teaching, fixing, or stressing out over what the other person is doing with their money. Although I fast-forwarded through a lot of the most recent season of Love Is Blind, I did pay attention to Virginia and Devin and money seemed to be a recurring theme in their conversations. It was clear Virginia had her ish together when it came to money and her financial plans for the future and Devin was not quite on her level.
Though she said no at the altar for additional reasons, I could also see how sis could eventually get very tired of being her partner's second mama, so to speak. And that's the thing about being your partner's "financial parent," eventually, you could end up feeling like you are one-half of a "parenting" or "teaching" dynamic with your partner instead of feeling like you're equals in a partnership.
5. You make financial decisions with each other in mind, not for each other.
Whether it’s booking a trip, deciding which debt to tackle first, saving up for a big purchase, or planning out your next move, there’s a mutual respect for each other’s input. Those shared goals might look like wealth, freedom, stability, or just a debt-free life that feels soft and secure.
You don’t have to be chasing the same bag in the same exact way, but you do need to be aligned on the vision. What you're building should feel like a joint venture with shared effort and purpose, not one of y’all making major money moves like you're still single. Making financial decisions is not just about where the money goes, it's about where you’re going together.
6. You're aligned when it comes to the big stuff.
Financial compatibility extends to the long-term of money management. The legacy, structure, and shared responsibility that comes with decisions like shared accounts, estate planning, having babies, or even blending families. Will you split bills or combine income? Who’s taking time off if you have a child? How do y’all feel about generational wealth or investing for your family’s future? You and your partner have had the real conversations.
These conversations can’t wait until after the wedding or until after a baby’s here. They’re the foundation for how you function as a unit, and if you're not aligned, or at least willing to get on the same page, that incompatibility can cause friction in the end that love alone can't fix.
Love is cute and all, but building an empire together? That’s the real flex. Tap into our new series Making Cents to see what financial compatibility really looks like when love and legacy go hand in hand.
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Featured image by pixdeluxe/Getty Images