I Raised My Income From $45K A Year To Over $150K By Making These Life Changes
Making money is, essentially, a game.
Once you learn how to play any game, it's often easier to win.
I've doubled my income multiple times over the last five years. Each time I made a leap in my income, it was because I worked on myself more than anything. I worked on how I lived my life. I worked on the beliefs I held. I worked on healing old wounds. I worked on my faith. I worked on my skills and abilities. I raised myself up to become the person who could make the kind of money I desired to make.
The first four years of my career were spent working at a global consulting firm. Although it seemed like the perfect job on the outside, there was a lot of pressure and bureaucracy that came with such a prestigious job and I didn't feel like I fit in there.
I was also working one, sometimes two side jobs, just to make some extra cash doing everything from promotional modeling to hostessing. Despite the hustle, I was only making around $45,000 a year. That was a lot of work and a lot of fight for such small paychecks.
I was also pretty unhappy in life and with myself. I was living in a place I didn't like. I spent most of my evenings watching TV. My friends and coworkers were buying homes, traveling, and living a life that was richer and fuller than mine.
I finally got fed up with my situation and started to work on myself. At 24, I realized no one was coming to save me and that it was up to me to save myself.
I canceled my cable and started going to the gym. I started reading books about personal growth, life, and money. I started cooking and eating healthier foods. I started thinking for myself as opposed to what we're told to think. And I starting focusing on the goodness in life as opposed to the things that sucked.
It was not easy, but I was determined to create a better life for myself. It took me about two years of self-improvement before my outside world fully reflected the inside world.
Before I knew it, I had paid off over $10,000 in credit card debt with the principles I learned about money and I set a goal to make $60,000 a year. That seemed like a lot of money and I didn't know how I was going to make it happen, or if I could make it happen. But something in me believed it was possible.
I shared my goal with my therapist at the time. I was shocked at her response when she told me my goal was bull-ish. Instead, she lovingly told me that I should aim for $75,000 a year. Not because $75,000 was some magical number, but because I was worth it.
$75,000 a year felt like a ridiculous goal. How could someone like me make that kind of money? I didn't have more than an undergraduate degree and a few years working experience. How in the hell was I going to pull that off? The fact that my therapist believed in me and believed I could earn $75,000 a year made me believe it also.
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A few months later, a friend and colleague reached out to me because her consulting firm was hiring for a specific position that she thought I would be perfect for. A few interviews later, I had a job offer for exactly $75,000 a year. And because I was starting to realize how powerful and worthy I was with all of the work I was putting into myself, I had the balls to ask for $80,000 - and the company accepted my counter-offer!!!!!
The day I went from working two jobs making $45,000 a year to $80,000 a year with one job was one of the most profound days of my life. I felt like I had won the lotto. I remember crying, overwhelmed with joy thinking, How did this happen to someone like me?
It happened because of all the changes I made in my life and within myself. They had paid off - literally.
Once I started making $80,000, I knew I was on to something. So I set my next income goal: to earn more than $100,000 a year. And I wanted to own my own business.
After I set that goal, I kept focused on myself and on my growth because I knew my life had changed because I had changed. I did the necessary work on myself and had a higher sense of self-worth. And I delved even deeper into becoming the woman I knew I could be. I started attending online seminars and meditating as well as all of the other things I had been focusing on.
But as I grew, so did the challenges I had to face. I ended up getting unexpectedly laid off from that company after only a year of being with them. And I was devastated. I felt like I had just started making more than enough money to pay my bills and save.
And there I was jobless.
When I was laid off, I was able to handle it like an adult. I never thought I could have handled something to awful with so much grace. But I chose to view it as an opportunity to create something even better in my life.
And it was.
Instead of taking any job that came my way to make ends meet, I continued to work on myself while scouring job boards for positions that fueled my passions. I envisioned myself in those positions, and after only six weeks without work, an opportunity came my way. It would allow me to start my own business and I would be earning over $150,000 a year. A friend and colleague knew my situation and put me in touch with the program manger of a big project she was part of who was looking for a consultant. After a few phone interviews, the gig was mine. I registered my business and started a bank account in my business name the next week!
This was another profound, pivotal moment in my life. I had done it - again. I had achieved both goals within a year of setting them. But most importantly, I had evolved to the next level of myself and so I was ready for the next level of success.
When I started working on myself, it was out of fear that I might never move out of that crappy house and that I would be stuck in a job I didn't like. Fear that I would live paycheck to paycheck for the rest of my life. Fear that I might never live the full life I knew was possible. Constantly focusing on that fear and what I didn't like about my life only attracted more fear and turmoil in my life. Once I changed my thinking, and started focusing more on the things I enjoyed, where I wanted to be, and how I was going to get there, my life started changing for the better.
And I've continued to work on myself, not because of the money, but because of the woman I continue to evolve to be. Once you are able to build your self-worth, it will allow you the security of knowing that you will never have to settle for less than what you truly deserve in all aspects of your life.
Brittney Pappano consults and advises businesses of all shapes and sizes, from Fortune 100 companies to life coaches to women with a big dreams. She's a self-made hustler determined to live her best life and to help other women do the same. Her saviors are books, yoga, Drake, and daydreaming. Connect with her on Facebook: Brittney.pappano, and Instagram: @Brittney_pappano
Featured image by Getty Images.
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ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LIST HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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Stress Awareness Month: Sneaky Workplace Triggers Affecting Black Women, And How To Cope
We all know about the major stress triggers of everyday life, from relationship woes to monthly bills to unexpected emergencies, but there are small, subtle triggers that impact Black women in a big way, especially when it comes to work. It’s good to be aware of these sneaky stressors in order to maximize your day and find ways to incorporate solutions into your self-care routines.
Since it’s Stress Awareness Month, we caught up with Keanne Owens, LCSW, founder of Journey To Harmony Therapy Center, to talk about these triggers and what Black women can do to manage and cope.
Owens is an experienced South Florida-based counselor and social worker who offers her services via Grow Therapy, a therapy and medication management platform. She has worked with Black women professionals to unpack issues related to workplace stressors. “One is the pressure to perform–having to meet deadlines and deliverables. And a lot of times, these subtle stressors from performance are put upon ourselves as Black women. We want to make sure we’re doing our best. We don’t want to be critiqued in certain ways.”
Excessive micromanagement leading to fear of overly critical bosses is another subtle trigger that can negatively impact Black women in the workplace.
“Whenever something is done wrong, or we experience some type of injustice and have to report it, it’s the fear of retaliation–[fear that] we won’t be taken seriously or [our words] will be taken out of context because of being deemed as the ‘angry Black woman,’” she said.
Black Women And Workplace Stress Triggers
Her sentiments are backed by research. A recent report by Coqual found that 28% of Black women (compared to 17% of White men) say their supervisor uses “excessive control or attention to detail” when managing them. There’s more: A survey by the National Employment Law Project found that Black workers were “more likely to have concerns (80 percent) and twice as likely as white workers (18 percent) to have unresolved concerns at work, with 39 percent reporting they were “not satisfied with the employer’s response or did not raise concerns for fear of retaliation.”
The survey also found that 14 percent of Black respondents said they “avoided raising concerns to their employer for fear of retaliation—more than twice the average rate of 6 percent for all survey respondents.”
Owens pointed to the fact that these subtle stress triggers can negatively impact our physical health and our career advancement. “A lot of time it’ll affect our productivity,” Owens added. “We start to have negative thoughts of ourselves. The stressors can also cause fatigue. We’re no longer meeting or working up to our desired potential.” Other challenges as a result include insomnia and increased insolation, withdrawal, and lack of motivation to apply for jobs or promotions even when qualified.
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How To Manage Subtle Stress Triggers
While there are systemic issues at play for Black women at work that has less to do with us and more to do with major overhauls that must be addressed by the powers that be, there are steps we can take for the betterment of ourselves and our mental health. Owens offered the following tips:
Tap into a support system, whether it’s a coworker you trust, a family member, an organization, or an outlet like a hobby.
Create a good work-life balance before burnout even starts. “Having certain boundaries [is the goal] such as, for example, if you get off at 5, you get off at 5. If your job description is this, you don’t go above and beyond because that brings you to a lot of burnout,” Owens said.
Prioritize self-care, whatever that means for you. “If you don’t have a routine, create one. Practice mindfulness and even some meditation,” she added.
Create structure in your life outside of work. “Even if you have a family, applying some structure in your routine helps relieve stress,” she said.
Get into grounding techniques. “Do a real quick square breathing exercise, that’s literally 30 seconds, or you can do a grounding technique that’s less than two minutes, right there where you are. You don’t need any other materials. That’s something you can do with just yourself and your body.”
Ask for help. “As Black women, we don’t ask for help enough,” she said. “Find where you need to ask for help. A lot of times, people think that’s indicative of weakness, but we need to rewrite that narrative. It’s okay to ask for help where you see fit. [If] you’re a mom, [it could be] every Wednesday from 5 to 6, your children are with the dad. You have to carve out that time.”
For more information on Grow Therapy, visit their website. You can also find out more about Keanne Owens, LCSW, via BeginYourJourneyToHarmony.com.
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