Money Tips To Keep Your Children In Check During Quarantine
OK, we know. It's rough out there y'all---especially for parents. The financial impact of COVID-19 is undeniable, with homeschooling still a thing and more money being budgeted for home-cooked meals or delivery. When you're not juggling Zoom calls, mediating sibling squabbles, screaming "Stop wasting toilet paper," or side-eyeing progress reports from your child's online teacher, you're probably worried about how you're even going to manage yet another masked trip to the store to pay for that last bag of overpriced veggies or organic chips left on the shelf.
And don't get us started on the utterly depressing and total kill-joy of unemployment. For those who might have been part of a downsizing or layoff, it's gotten even rougher.
Parents, we feel your pain, and we're with you. What better time than now to get a little relief and teach your children the value of money via an expert. Tiffany "The Budgetnista" Aliche, a former preschool teacher who has helped thousands of adults reach their financial goals and get out of debt, is getting back to her roots. Through storytelling, Aliche's new book, Happy Birthday Mali More, showcases why early financial education is important.
"I thought it was time for parents and teachers to have a tool that they can bring into a classroom or their homes to teach financial education for children," Aliche said in an xoNecole interview. "Every book has questions and activities you can do to extend the financial lessons."
Courtesy of Tiffany Aliche
Aliche practiced things with her students that many parents can incorporate today while working from home and spending more time with their families. "The children would ask financial questions like whether I would buy them things or why they couldn't have certain things, so I started playing around with what would be age-appropriate financial education for children as young as three," she explained. "We would do things like create savings banks out of shoe boxes, and I started paying them Monopoly money for doing certain tasks in the classroom." She would also allow the children to buy items from a classroom store stocked with things she bought from Dollar Tree.
"I wanted to show them how money was used. We'd also do penny drives, where I could show them what it looked like to donate and be of service to the community. We'd add the pennies up every two weeks or so, and talk about the money we saved, what we would do with it, and who we would help."
Courtesy of Tiffany Aliche
Times are tough right now, but many are learning financial lessons that will have an impact far beyond the current crisis. By making money talks relatable and enjoyable, children can learn lessons today that can serve them even in adulthood. Taking the time to do activities or include your children in money decisions can be a necessary distraction from daily WFH pressures or even pose opportunities for bonding moments.
"Make it fun. When children are little, it's hard to retain information that's not really fun for them. [Don't make it] feel like a chore," Aliche advises.
"In my classroom, the kids were already doing jobs, so it was relevant to them. [They would know], OK, I have this job at school---I put away the blocks every day--but then they got paid pretend money to do so. Being paid made the lesson deeper. So now, when you go food shopping, you might say to your five-year-old, 'Let's talk about the budget for what you want. I know you have that cereal you like, so here's your budget for that.'"
And in today's stressful time of "Mommy can I have that," or "Ma, why can't we have an extra bowl of that?" practicing patience and consistent discipline is key. "If you say something one time, it doesn't guarantee that they're going to understand and know it," Aliche adds. "Consistently weave financial education into your daily life."
For more of Tiffany, follow her on Instagram. Purchase her book Happy Birthday Mali More at MaliMore.com.
Featured image by Shutterstock
ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LISTÂ HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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Tyler James Williams Explains Why His And Quinta Brunson 'Abbott Elementary' Characters Should Remain Friends
While Abbott Elementary fans are hoping that Janine and Gregory end up together, the show’s star has another take. Tyler James Williams plays Gregory on the Emmy award-winning sitcom, and he recently stopped by The Jennifer Hudson Show to share his point of view on his storyline with Janine, which Quinta Brunson plays.
“I hate to say it. I know that everybody’s always mad at me for this. I don’t necessarily want to see them together,” he revealed. “It’s partially an actor’s choice, but also somebody who, like, I read a lot of scripts all the time. I watch a lot of TV, a lot of film. I don’t think that we see displays of platonic love between two people often. I think it’s really easy to go right to they have feelings for each other, therefore they should be together. I like this dynamic of exploring withholding that and just actively loving each other where they are. That I like to see more.”
If you recall, they were co-workers who became friends but were secretly crushing on each other. They’ve had many awkward run-ins during and after school, like the unforgettable club scene where they were dancing nervously with each other in season one, and in season two, they finally kiss. However, it only made things even more awkward, and they decided to just be friends. Tyler further explained why he thinks it’s important to showcase that type of relationship on screen.
“I think it’s time for that. I think TV allows people to see things that could be their lives for the first time, and I think seeing a healthy friendship that is deeply caring about one another in a work atmosphere needs to be shown more than the relationship,” he concluded.
Abbott Elementary comes on every Wednesday at 9 p.m. EST on ABC.
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Feature image by Kevin Mazur/Getty Images