In xoNecole's Finding Balance, we profile boss women making boss moves in the world and in their respective industries. We talk to them about their business, their life, and most of all, what they do to find balance in their busy lives.
The moment Karen Civil and I got into the questions, she said "Whew, I'm about to be 100% real with you. Let's go," and I knew there was no turning back.
Karen Civil is a woman who needs no introduction — from her countless businesses, to being a certified game-changer in the hip-hop industry, Civil is a name and face you absolutely know. Many say she's "self-made" (though Civil definitely gives shoutouts to her amazing team), and for countless women, Civil is perhaps one of the first or leading examples of a female powerhouse in what has conventionally been a male-dominated arena.
Karen is also one who needs no warm up to get to her point — she jumps in head first. The first few minutes of our conversation, I found myself receding, feeling like Karen was coming in a little hot on our late night call. Immediately, I realized that I was suffering from the very disease society has taught women, and Black women especially. I was operating out of discomfort to see a woman who was fully unapologetic in her approach and the facts she was going to spit, a woman who many could term "aggressive" or "demanding" or even "scary."
Complex Original
I realized that Karen was in fact none of those things, she just knew what she was going to say and wasn't going to take the scenic route to say it, and it made me wonder why we have silenced countless women before for the same thing. That's a lesson I learned right then and there, one of understanding that a woman can be confident and say what's on her mind. Point. Blank. Period.
In this installment of xoNecole's Finding Balance series, the media maven talks health, spirituality, time management, and most importantly how to walk in your highest purpose and calling.
What does an average day look like for you?
For everything a little bit changes, but there's Always Civil. That's my marketing and branding agency. We have various clients. I'm really proud of the clients that I have right now, which is Russ. Russ is getting ready to drop his project. I have London On Da Track. I have YG, Teyana Taylor, and so many more. We do activations for people, so I just helped James Harden with his James Harden weekend. That was a big moment. I'm starting to do some work with Kamaya that I'm really excited about. That's one aspect of it.
Obviously, we have the Karen Civil brand, which is all things entertainment. I have a great team set in place that's self-sufficient and it runs. I'll peek my head in. I have Live Civil, which is all things empowering, and all things motivating. I have a team for that. I peek my head in. I have the True Women brand, which is our number one vegan based bar on Amazon. We recently launched that a few months ago, so that's something that's not in the hip hop or entertainment space. It's something that's totally different. It's very health conscious. I have a lot. I've taken a lot of calls. I'm handling the schedules, making things happen. In between meetings, because I work with other brands from Louis Vuitton to XYZ, then I'm an influencer myself. I'm a lady who wears many hats and I'm living my life that I set forth for myself. Every day is a little bit different.
Karen Civil/Instagram
How do you find time to balance all your hats?
It's that time management. I make sure I put the energy and time in what needs to be done. I have a great team around me that helps elevate and execute, because that's really what it's about. It's not me just shining. It's the people around me helping us shine together. I make sure that the clients that I work with are all like, they really want it, so I don't have to chase behind and beg and plead. So, it works.
What is the most hectic part of your week? What obstacles pop up since you are juggling so many things?
The hectic things are, you know, you have very rambunctious clients. You have people who are outspoken, so I continue walking through TSA and in four minutes, I'm looking at my phone like "What the hell is this, World War III on social media?" Sometimes, I wish people would allow me to do my job and give me a minute. Then, a lot of people I have relationships with want you to be there and you can't be there for everybody. You can't be at every single event. When you're up in one place, you're down in another. If I'm at this event making sure this person is right, I try to make sure this person is well too, but it's about managing and balancing my times. I still make it work. I do it with a smile on my face and I try to give them the best effort I can to make them feel even when I'm not there that they feel Karen's presence and she still made it happen.
What does self-care look like for you?
Listen, I'm very spiritual. I'm very spiritual when it comes to that self-care. I get reiki healing, I light my candles in my home, I sage. I need the energy to be right. I pray to my God. I follow the Muslim prayer, so it's like I'm at 4:56, 12:54, 4:33, 7:24, and 8:47. I am on my rugs, I am praying to the east, and I am talking to God. That's important for me. I'm blessing my food before I eat it.
"I'm just making sure I incorporate God through my whole day."
I don't care what I'm doing. I will excuse myself so I can go pray. People understand that, they don't take offense to that. I do my healings, I light my spiritual candles. I'm just trying to make sure that in a world that honestly feels like they don't want me to belong in an industry that is trying to break me, that God continues to keep me whole and my spirit feels intact. I just got to give all glory to God and ask him to remove. Please remove the negative people in my life who are not supposed to be there. I pray for my friends and things of that nature. I've got a therapist who I will see and I lay on the couch. At the end of the day, my mental health is more important than anything else.
How do you find balance with friendship?
Listen, I realized I did quantity over quality and then people's true colors started to come out. Now, more than anything, I reversed it. It is all about quality and not quantity, because people will burn you out. Especially being in Los Angeles. They pretend they are for you when the objective and the motive is to align... It's like spaghetti to the wall. They want to stand with whatever sticks. People want to stand in your light. Now I have a great tribe of women around me who believe in me, who uplift me, and guess what? We uplift each other, so I'm good in that space. God has helped me gravitate all these wonderful people around me that I can call friends, that I can call sisters, that are part of my tribe.
Do women find balance or do you have to settle?
When it comes to my life... I'm not settling. I'm not settling in a personal relationship, I'm not settling in my business, because I want more for myself. More than anything now, we are in a day and age where they respect [women of color] and they are listening to us. We are running the boardrooms. Forbes said we are listed as the fastest growing entrepreneurs. You think I'm not running around with my invisible cape and knowing what I'm capable of? Ain't nobody going to diminish my light. You will never diminish my life.
"Ain't nobody going to diminish my light. You will never diminish my life."
How do you find balance with love and relationships? Do you even have time to date?
I did a public relationship and I embarrassed myself. You know why? Because I wanted to pretend to have it all. And that was my fault because I wanted girls to know you could have a career and a man, and you can do this and you can support him, and you can do everything else. I knew he wasn't right for me but I cared more about what social media thought because I wanted people to be like, "Oh, perfection," and this and that. That's where I failed myself and I failed the audience and the people who believe in me because that relationship was a sham and a lie. Now, more than anything, I am dating. I'm in a great place. I have people who appreciate me, who understand me, and who want the best for me. It's me and us. It's not me, us, and social media.
How do you find balance between your sanity and haters?
People will diminish your light before you even get to turn it on. No sir, no sir. I pay my light bill on time every month. You will not have me in the dark, you will not dim nothing over here unless it's some dim sum and we eating. Nothing over here will be dim. Nothing. I walk in purpose and I walk in light. I'm not dimming down nothing.
How do you find balance in your life with exercise, health, eating?
I have an incredible chef who helps me stay on my diet. My trainer. He is like everything. His name is James Banks and James will be like like, "Karen, let's get it together. Let's get you where you need to be." From training and everything to train, [if] you want change, James is it.
When you are going through a bout of uncertainty, when you're feeling stuck, when you're hitting obstacles and whatever else, how do you handle it?
Oh, I'm got my female tribe. I talk to God, I pray to Him on it to give me clarity. I write it down. I write my thoughts down just to make sure I'm not missing anything. Then, I have my tribe of women that I talk to to help guide and understand me. Those are my three things to provide that balance and to make sure that I'm making the right things. I never want to make a decision out of a heated argument or just in the moment.
What does success mean to you ?
Success to me is living in purpose. This society and this world when it comes to people of color, the race was not set up for us to win. Not being afraid of failure, not letting it hinder or dictate where you see yourself. That is success. I don't put a monetary value on it because when you're chasing your purpose and you're chasing your goals, that comes with it.
"Success to me is living in my purpose."
Success is looking my momma in the eyes and knowing I got her a house, you know what I mean? Success is knowing that I'm able to create opportunities for the people around me. Waking up happy knowing I'm living the life that I chose for myself.
For more of Karen, follow her on Instagram. Also be sure to check out some of the other amazing ladies we've featured in our Finding Balance series by clicking here.
We have less than 40 days left in 2024, and while I'm not one to rush goals just because it's the end of the year, it can be fun to challenge yourself to think about ways you'll close out this year big.
Whether you're planning to meet a certain financial or fitness goal, or you're simply trying to maintain and build on the progress you made this year, having something to look forward to is always a good look. Setting actual goals, according to research, actually leads to more success than just playing things by ear. So here are a few to get you started, sis:
(Disclaimer: Not everything is for everyone, so do like my Granny always says: "Eat the meat. Spit out the bone." Take on five out of the 40 and focus on that for the remainder of the year, or do them all. Either way, this is just to get you started.)
40 Ways To End The Year Strong and Inspired
Money Moves
Riska/Getty Images
1. Increase your retirement (or other savings/investment) contributions by 1%.
Experts have found that you could be leaving money on the table by not upping your contributions when you can.
2. Cancel two to five subscriptions.
You could be missing hundreds, even thousands, of dollars a year due to sneaky price hikes and "updates."
3. Create a "fun" in a high-yield savings account.
This is especially important if you struggle with the dreaded b-word (budget) and will make next year's efforts a lot less intimidating. Even if it's $10 a month, do it.
4. Put on your big-girl panties, and set up automatic transfers and payments for at least one bill.
It reduces the stress of managing bills, lessens the chance of a missed payment---and the fees that come with that---and there can be cost savings for doing so.
5. Invest in a cleaner or housekeeping service.
Bosses who value their time (and mental health) invest their dollars into areas where the time they'd spend doing those tasks themselves could be better used to focus on other money-making projects. (And yes, rest is part of that.) Get a housekeeper, sis, or drop off that laundry, even if it's once per month.
6. Donate to a charity.
Beyond the tax benefits, it's a win-win for the greater good of communities you care about.
7. Review your insurance policies and negotiate a better rate (or move on) before their end dates.
Experts often agree this is a small but mighty step to take each year, especially since insurance rates are competitive, you could be spending more money than you need to (or not enough) and your insurance rates can affect your mortgage payments.
8. Call your loan provider and refinance.
As interest rates fall, “millions of borrowers may be able to refinance and get more affordable payments. As interest rates eased down to 6.5%, about 2.5 million borrowers could already refinance and save at least 75 basis points (0.75%) on their interest rate,” the Consumer Financial Protection Bureau reports. You can also refinance student and other types of loans.
9. Stop buying individual items and stock up via going bulk.
Research has found that, among 30 common products, buying in bulk could save you 27% compared with buying in lower quantities. Water, paper products, and baby products like diapers, toiletries, and garbage bags are the top items where people see the most cost-effectiveness. (This has been a lifesaver for me—children, large family, or not—especially when it comes to toothpaste, deodorant, toilet paper, and feminine hygiene products, saving stress, time, and money.)
10. Go cash-only for the holidays.
If you set smart goals and stick to limits on things like gifts, going out to eat, or groceries, you'll see the benefits of this. Cash-stuffing is one method recommended, but something as simple as taking a $10 bill out for lunch, disabling that card for an hour, and leaving your card in a safe place at the office can give you that mindset jump start to see how far you can take your money without the need to splurge.
Love And Romance
11. Say "no."
There are clear mental and physical health benefits to saying no including the setting of healthy boundaries, creating time and energy for other self-care activities, and protecting yourself from physically harmful situations (i.e. unprotected sex or abuse). Just say it, clearly and simply, when you need to.
12. Set a fun, free, adults-only date night for once a week or twice a month with your spouse.
If busy, high-profile folk have touted the success of this, even you can make the time for quality time with your partner. And it's even better when it costs nothing. The best connections are made doing something chill, challenging, or outside the usual dinner-and-a-movie date. Play a game that allows you to reconnect, take a walk in your neighborhood to chat and laugh, or try a little erotic chocolate/edible liquid/paint episode a la Mea Culpa.
13. Go out with Mr. or Ms. "Not My Type."
I love my man, but if I were waiting out for my "type" at the time, we wouldn't be celebrating seven (going on eight) years together. Sometimes having strict, unrealistic expectations for a spouse (especially related to things like height, physical features, or career path) is what's keeping you alone and lonely.
Take the pressure off and explore all your options. I'm not telling you to stop popping the balloon on the guy who earns $20,000 less than you if that's a hard no that Jesus himself told you to skip. I'm asking you to explore other options and see what else God might have out there for your love journey.
14. Immediately apologize and pray together.
I've learned that always being "right" isn't always ideal when you truly care about someone and you're in a relationship for the long haul. Defaulting to an apology when necessary, even when things aren't 100% resolved, is a good way to prioritize peace and save your energy for more worthwhile battles. Research has even supported the benefits of apologies in relationships, and how couples married for five or more years do it often.
15. Get a Rose and discover true self-love.
Do I really have to explain this? You've gotta know what satisfies you, and how better to figure that out than to practice self-love in the bed by yourself? You can also try this with a partner, but as a woman who got on this train very much later in my sexual activity journey. I have a lot more learning to do on my own, and even in a satisfying relationship, I like to find out new things about myself, by myself.
Figure out what you're into, watch what you want to watch, and read what you want to read to define pleasure for yourself. There's a freedom and empowering element there especially if you're used to prioritizing pleasing your partner.
16. Be direct and have the "money talk" with bae.
Money issues are one of the leading causes of divorce, so you need to have those conversations before you even think about marrying someone. And true, nobody can predict the future so you won't be able to avoid some challenges altogether, however, talking with your potential spouse about how they view money, their spending habits, and the pain points in terms of their approach to money management can at least give you a glimpse into what's in store if you do walk down the aisle, move in with them, or decide to share a bank account/business/child with them.
17. Invest in the "paid" version of that dating app.
I know plenty of successful, married folk who did this and met "the one" as a result. Let's be honest: The free version is for playing around. I had a lot of fun with my "free" profile back in the day, trust me. Upgrade that photo, profile, and package, and see if the quality of your dating adventures changes when you're serious about finding a true partner. Dating coaches and matchmakers cosign this.
18. Solo travel to meet that long-distance connection.
Sometimes, your perfect match isn't within 100 miles of you, and that's okay. Make it an adventure, enjoy the memories, and book that ticket. I met my man this way and it's been a whirlwind escape ever since. If you're not comfortable traveling solo, travel or (network to plan travel) with a group via Facebook.
Career And Business
Riska/Getty Images
19. Schedule coffee or virtual meetups with smart people from your graduating class, previous employer, or current employer.
I have gotten many freelance opportunities by doing this. It's as simple as connecting and offering value (or simply learning how you can better equip yourself to do so.) It's also a great way to expand your network, spark new friendships, or find out about new job opportunities.
20. Invest in a well-made suit.
I don't care what industry you're in, a suit says "power," and it's not as old-school or out-of-style as you'd think. Plus the whole experience of looking for a new one (or getting one tailored) is fun and affirming. Try these options. I swear, anytime I wear a blazer, I'm treated like a celebrity or boss, especially when traveling. I was once upgraded to first-class wearing a yellow blazer outfit, and the airline professional literally said, "You look like somebody important. Here you go."
21. Volunteer for a worthwhile project or cause that's important to your company.
If you're overworked and underappreciated, skip this one, but if you truly have the time, love what you do, and want to advance, this move is clutch. Volunteering for extra projects got me where I am today in media because I had foresight, and knew that was the only way at the time to leverage relationships, and I was able to challenge myself to learn skills that 20 years later are still bankable. That VP you can't get a meeting with will be at that gala your company is planning, so join that committee, sis.
22. Write down why you deserve a raise and ask for it in your next one-on-one.
Gather those receipts (ie sales increase numbers, KPIs met, deals closed, people acquired via recruitment, the impact of systems updates, or other tangible success metrics) and ask for that raise before the first or second-quarter budgets are being finalized.
23. Instead of quitting, write down your exit plan.
While revenge quitting is set to be a thing next year (and maybe you're among those who will be leading the trend), try the better boss move and quit with a real plan.
24. Start automatically separating that estimated self-employed quarterly tax estimate.
If you have side hustles (or you're collecting 1099 income,) baby, you do not want to neglect those quarter tax payments. Talk to a professional, do your research, and set up automatic transfers to an account specifically for paying these at the appropriate due dates.
25. Sign up for a free one- to 11-week course related to your industry—or the industry you want to be in next year.
Institutions like Harvard University and platforms like Coursera offer free courses that can enhance your skills. You can also invest in certificate courses with accredited colleges as well as tech training.
26. Hit "Easy Apply" for 10 dream jobs listed on LinkedIn.
While you shouldn't solely rely on this when actively job-seeking, using this convenient LinkedIn option is a great way to get into the habit of applying for positions. And if you're already employed, you should still be "dating" other employers if you're looking to make a move in the next six months. Keep your interview skills sharp, practice toughening up for the "nos," and get a bit of an ego boost in the process.
Self-Care And Wellness
27. Pre-schedule three month's worth of massages.
Oftentimes this is cost-effective since some spas offer deals for multiple bookings. Also, it makes an act of self-care deliberate and important, not an option. When you get that reminder call, you'll know it's real.
28. Fire that therapist and try another one.
Cultural competency in mental health support is one major problem that can hinder Black women from even bothering with therapy. And who wants the added stress of spending multiple, paid sessions explaining why something is a microaggression? Cut the cord and move on to try someone else, either via a Black women therapists channel or recommendations from others.
29. Join a small group at church.
Bedside service ain't gonna cut it and neither is going to the usual Sunday service. Join a smaller group and upgrade your efforts to connect, network, and elevate spiritually. Even if virtually, take a step to dig a bit deeper with more targeted Bible study and discussions.
30. Say no, even to loved ones.
This is on here twice, for a reason. Saying no is the simplest, most powerful micro-action you can take today to make 2025 better. No explanations. No guilt. Say no.
31. Choose one "luxury" beauty product for skincare and stick to it.
This was trending big on social, especially for millennials hitting their 40s. There's just something so freeing about not giving in to every trend and sticking to the basics that work, especially when there are quality, healthy ingredients involved. Put those orders on auto-renew.
32. Sign up for a new sport or fitness class just for fun, not for results.
It's great to be on a weight-loss or weight-lifting journey, but try something just for the fun of it. Switch things up with a couple of these fitness activities.
33. Book a staycation.
Leave the passport at home and explore a nearby community or another town in your state. There's so much enrichment in your own backyard right here in the U.S., and you don't even have to break the bank.
34. Pre-schedule your mammograms, Pap smear, and peri-menopause checkups for next year.
Take control of your health by pre-scheduling essential appointments like mammograms, Pap smears, and peri-menopause check-ups for 2025. Prioritizing these screenings early ensures you stay on top of your wellness and make time for self-care in the new year.
35. Cut off support of beauty and wellness professionals whose customer service is below standard.
This is another one that many Black women have been vocal about—from unrealistic pre-appointment requirements, to booking fees, to long waits, to unsavory in-salon experiences. Spot the red flags early, and just stop accommodating foolishness. Support salons or experienced stylists who are kind, have proper systems in place and value your time.
36. Schedule five to 10-minute moments of silence on your calendar.
Again, wellness is not optional, and if it's not on my calendar, it's not official. Sit quietly. Pray. Meditate. Or do nothing. The benefits of silent moments are almost endless.
37. Download a meditation app.
If you've found that meditation is difficult to schedule or to even start, an app can help. Try this, this, or this one, and take that step to embrace something new to enhance your wellness routine. If you're tired of downloading apps, create a playlist for meditation via Amazon Music or Spotify and schedule a reminder to do it once a day or week.
38. Invest in a healthy meal prep or delivery service.
Time is emotionally expensive, so save as much of it as possible. Getting into meal prep to keep to your goals is a great way to save time, stress, and effort. The health benefits of meal prepping have also been proven via research.
39. Create a positive playlist on Spotify, Amazon Music, YouTube, or other streaming platform.
It can be podcasts, music, affirmations, or somatic sounds. It's a game-changer. You can even set an alarm to wake you up to start your day with the positive playlist. Not into creating your own? There are plenty to choose from with a quick search.
40. Set up reminders for Alexa (Siri or other AI) to remind you, "You are loved," and "You are okay."
This simple effort can boost your endorphins and remind you that you're indeed, not alone, and you will be okay, regardless. To set mine up, I simply commanded, "Alexa, remind me everyday 'Jesus loves me,'" and like clockwork she does. She almost scared the ish out of me one day when I'd forgotten the reminder was active, but it was the reminder I needed when anxiety had gotten the best of me that week.
Let’s make things inbox official! Sign up for the xoNecole newsletter for love, wellness, career, and exclusive content delivered straight to your inbox.
Featured image by
Nara Smith Opens Up About Scalp Eczema & Spills On All Her Beauty Secrets
Nara Smith invites us into her world of simple yet effective beauty practices. Balancing her busy life as a mother and a model, Nara’s routine is as practical as it is thoughtful, with a focus on self-care and embracing natural beauty.
In the VogueBeauty Secrets video, we find that the popular TikToker’s beauty routine is more than just products—it’s a testament to self-care, practicality, and embracing life’s imperfections. Her balance of natural beauty and thoughtful touches serves as an inspiring guide for anyone looking to elevate their routine.
Skincare First: A Simple but Powerful Routine
Screenshot/ Vogue YouTube
Nara’s approach to skincare starts with simplicity.
- Cleansing: She begins her day by splashing her face with water. "I usually just splash my face with water in the morning," she explains.
- Nourishment: Nara swears by the True Botanicals Oil, a product she’s been using since her first pregnancy. "This is my favorite thing. I started using it four years ago when I was pregnant with my first baby."
- Hydration: For her dry, eczema-prone skin, Nara relies on DLA Real, a German pharmacy moisturizer she’s used for a decade. “I have very dry skin and deal with a lot of eczema...I try to keep my skin as moisturized as possible.”
- Sunscreen: Despite occasionally forgetting it, sunscreen is a staple in her routine. "I made this sunscreen once for my husband...he didn’t get a sunburn that day, so I guess it works."
Screenshot/ Vogue YouTube
Her DIY sensibilities extend to her lips, where she uses a homemade scrub crafted from brown sugar, coconut oil, honey, and peppermint essential oil. "My mom actually taught me how to make this."
Makeup: Natural, Fun and Versatile
Screenshot/ Vogue YouTube
When it comes to makeup, Nara’s philosophy is all about enhancing her natural beauty with a playful twist.
- Primer and Concealer: A matte primer sets the stage for her hydrating products. Nara mixes two shades of Hourglass Concealer, letting it sit for optimal coverage. “I apply my concealer and let it sit...it always helps with coverage.”
- Brows and Lashes: Her eyebrows, lightly plucked and filled for a wispy effect, have a story of their own. "I remember when I was 14, my modeling agency told me to never touch my eyebrows again. I didn’t, until a few months ago." For lashes, she relies on Ardell Individual Lashes, which "have carried me through very tough times."
- Blush and Contour: Nara admits to having “blush blindness” because of her love for the product. She layers cream blush with powder blush and contours lightly using the Fenty Matchstick in Mocha.
- Lips: A defined yet soft lip is her signature, using Mac Chestnut Lip Liner, a berry stain, and Mac Lip Glass. “I smudge the liner with my finger for a softer look.”
A Personal Touch to Haircare
@naraazizasmith well… #easyrecipe #hairtok #fypシ #homemade #hairgrowth
Nara’s hair journey reflects her resilience and adaptability. After struggling with severe scalp eczema, she transitioned from curly to straight hair to protect her scalp and hairline. "People always tell me to bring my curls back, but they don’t realize the struggle with scalp eczema."
She also shared on TikTok that she recently had a scissor-happy stylist who cut a little too much so of course the woman who also makes homemade PopTarts, Cola, and Cheez-Its, also made her own hair growth serum.
With rosemary sprigs and boiled water, she transforms the mixture into a spray bottle. Nara combines olive oil with clean rosemary sprigs, jojoba, sweet almond oil, vitamin E, peppermint oil and Argan oil for the rosemary hair oil. She sprays rosemary water onto her scalp and hair. Then, she will massage oil directly onto her scalp and leave it on before washing it out.
Finishing Touches
Screenshot/ Vogue YouTube
Nara’s final steps are all about adding a polished, dewy glow. She uses the Chanel Transparent Balm, describing it as a product that “makes you look dewy and sweaty, but in the best way.” A spritz of Fix Plus Spray sets her look, and her favorite fragrance, Maison Margiela Beach Walk, completes the routine.
Cooking, Kids and Confidence
Outside of beauty, the South African-born beauty finds joy in cooking from scratch—a necessity born from managing her autoimmune disease and eczema. "Cooking meals from scratch started when my eczema flared up so badly I couldn’t function." Her 4-year-old daughter, Rumble, also shares her love for makeup, often mimicking her routine. "She needs her blush on, and her eyebrows brushed up...the more glitter, the better."
Let’s make things inbox official! Sign up for the xoNecole newsletter for love, wellness, career, and exclusive content delivered straight to your inbox.
Feature image Screenshot/ Vogue YouTube