

For as long as I've attempted to be a productive human being, I've searched for the perfect planner. It's safe to say that I've tried them all at this point. From customized options with $50+ price points to the more cost-effective brands. I've had notebooks embossed with my initials, because personalization was supposed to inspire productivity, or so they told me. And when that didn't work, I took the more direct option and grabbed a book that bluntly told me to get ish done right on the cover.
At the end of the day, those planners all ended up in some nook or cranny of my office or apartment, half-used and soon-to-be forgotten. There was nothing wrong with the books themselves. All planners, as long as they have some of the basic functionality (i.e: a place to write and store your life's happenings) are perfect as they are. The thing we're really searching for, the one missing piece to finding that perfect, productivity-encouraging system, is really more about a lifestyle match than it is the books themselves.
In a lot of ways, the search for the perfect planner resembles the hunt for the right partner. Someone could be a great person and have tons of amazing qualities, and still not be what you're looking for. I'd found tons of great planners, but none of them were exactly what I needed, when I needed them. It wasn't them, it was definitely me.
I'm a natural-born planner. Nothing makes me happier than the satisfaction of crossing something off of a list. Nothing soothes me more than taking all of the jumbled thoughts in my head and getting them down on paper. Lists are how I make sense of the world around me. Writing things down has always made them seem real. And yet, finding a tool that could meet me where I was seemed impossible. Until, I found the bullet journaling system.
Created by Ryder Carroll and described as the analog method for a digital age (if you're wondering what my love language is, it's this), bullet journaling has become my productivity saving grace.
How To Start A Bullet Journal
The Basics Of Starting A Bullet Journal
Writer Amber Burns/xoNecole
All you need to become a bullet journalist, as they're affectionately called online, is a notebook and a pen. That's it. Any notebook of your choosing will work just fine as long as it's something you can carry around with you (you're about to dump your life into it, you'll want it on-hand) and durable enough to withstand being carried around. Most bullet journalists opt for a dot grid notebook as it allows for some guidance without sacrificing flexibility. The pen should be one you can write with comfortably.
If you search "bullet journal" on Pinterest, Youtube, or Instagram, you'll be overwhelmed with stunning notebooks, artistic spreads, and perfect handwriting. I'm here to let you know that none of those things are required to bullet journal! Again, just a pen and a notebook. That's what we're working with.
Once you have those items, your bullet journal can become what you need, when you need it. There are some basic, core "collections," (a term that simply refers to any entry in your bullet journal), but the possibilities are endless.
Setting Up Your Bullet Journal: Your Key
Amber Burns/xoNecole
The more you use it, the more your journal will become exactly what you need. But when you're first getting started, there are a few core collections you should set up right away. The first being your key.
A key does exactly what it sounds like: defines what each symbol, or bullet, in your bullet journal means. In my notebook, solid dot indicates an incomplete task, a dot with an 'X' through it means it's complete. An asterisk indicates a note or random thought and an open circle is an event. Having these clearly defined symbols makes it easy to dump everything on a list and be able to quickly glance at what needs to be done or where you need to be on a given day.
The Set Up: Your Index
Amber Burns/xoNecole
The next collection you'll set up is your index. An index is essentially a table of contents for your bullet journal. This is where you'll log any new entry into your notebook and will stop you from ever wondering where you wrote down that great idea, shopping list, or phone number. Some notebooks come with a premade index ready to go at the front of the notebook but you can easily create one yourself if it doesn't. Label the top of the page index, then title an area to write the page topic and page number.
Setting Up Your Bullet Journal: Future Log
Amber Burns/xoNecole
After the index, most journalists use a spread called a future log. A future log does exactly what it sounds like: helps you log and plan future events and tasks. There a million ways you could set this up, but here's an easy approach: split a page in your notebook into three even sections.
Each section should contain one month of the year. You can write out a mini calendar to reference each day of that month. Now, repeat this page so that you have each month of the year written down. Once it's all set up, you can start plugging future events. Birthdays you know you want to remember, vacations, appointments, etc. When you sit down to plan out each month, you'll flip back to your future log and migrate any task you have listed under the current month onto your monthly calendar.
The index and future log are truly the only year-round collections you need in your journal. Of course, you can get creative and add other collections based on your goals or focus for the year. For example, if you're hoping to read more books, make a collection to track the books you want to read. If you're working towards a specific money saving goal, create a collection where you track how much you're spending versus how much you're saving. If you're trying to go vegan, split a page into four equal parts and label them breakfast, lunch, dinner and snack. Then write down meal ideas for each category that you can refer to when grocery shopping. The possibilities are truly endless.
Now that you're all set up with those core collections, it's time to start planning your months and weeks. This is where all of those productive puzzle pieces really start to fit together. Like anything with bullet journaling, there are a million ways to set up a month, but here's a simple, straightforward way to get started.
Turn to a fresh page and write the current month at the top. Then, write all of the days of the week down the page with the letter of the day of the week next to it. This page is now a vertical calendar, where you can write appointments, tasks, important dates, etc. Turn back to your future log and add any important dates from there onto this calendar. If you're using your bullet journal for both work and personal life, write the days of the month down the middle of the page instead, creating two columns. Now, use one column for work and one for personal.
Amber Burns/xoNecole
The next blank page will be a future log. Unlike the future log we made at the beginning of the notebook, this one is specially for the current month. Here, you can throw in all of those random tasks you know you should get to each month, but that don't have specific deadlines for, like cancelling a membership or buying a birthday gift. As you plan your weeks and days, you'll flip back to this page and start scheduling them out.
Just like your yearly set up, you can add whatever relevant collections in your monthly set up that you want. A spending tracker, reading tracker, meal planner, or even a daily gratitude log.
Habit Tracker For Your Bullet Journal
Amber Burns/xoNecole
One spread that's especially popular is a habit tracker. These are great for tracking the habits that you're either hoping to establish or ones you want to kick. Just make another vertical calendar and then a list the habits you're tracking down the side of the page. After every day, put an "X" on the day that you successfully completed that habit.
Even more important than logging tasks or thoughts in your bullet journal is using it daily to reflect, track, and plan. Set aside a few minutes at the end of the day to review how it really went. Are there tasks you didn't do that you should migrate to the next day's list? Or maybe they can be migrated back to your future log? The more time you spend with your journal, the more you'll realize how much more in tune you're becoming with yourself and your own habits.
Want more stories like this? Sign up for our newsletter here and check out the related reads below:
What Happened When I Challenged Myself To Journal More
6 Apps That Will Make The Rest Of Your 2019 Productive AF
The Mistakes Of My 20s Equipped Me For My 30s
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Amber Burns is a writer, producer and vlogger who creates content for women looking to live balanced, organized, and fulfilled lives. You'll likely find her with a book in one hand and a latte in the other. You can follow and engage with her on social @byamberburns and connect with her online at www.byamberburns.com.
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak
The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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